# 10X Banking

10X Banking is an other based in London, United Kingdom.

## Overview

- **Organization type:** other
- **Headquarters:** London, United Kingdom
- **Region:** Europe
- **Address:** 4th Floor, 16 High Holborn, London WC1V 6BX, United Kingdom
- **Founded:** 2016
- **Assets under management:** Undisclosed
- **Website:** 10xbanking.com
- **LinkedIn:** https://www.linkedin.com/company/10x-banking

## Regulatory record

- **Reports private funds:** No

## About

Discover our innovative banking platform. We take care of your core banking infrastructure, so that you can create personalized customer experiences. - SaaS Core Banking Platform | Digital Banking Solution | 10x Banking October 7, 2024

## Sectors

- Enterprise Software
- FinTech

## Offices

- Sydney, Australia

## Questions

### How does 10X Banking source clients?

10X sells directly to banks, building societies, and mutuals through a SaaS licensing model. Client engagements often begin as transformation consulting, with named deployments across the UK and Australia confirming a direct-enterprise sales motion. The firm also cultivates a partner ecosystem to integrate adjacent technology and implementation services.

### Is 10X Banking a bank or a technology vendor?

10X is a technology vendor, not a regulated bank. It licenses a core banking platform to financial institutions, who retain their own banking licenses and customer relationships. The firm does not hold deposits or underwrite credit.

### What does 'fourth-generation core banking' mean in 10X's framing?

The firm describes fourth-generation cores as platforms that end the compromise between configuration-based neo-cores — fast to launch but inflexible — and framework-based neo-cores — highly flexible but complex and expensive. Its platform combines both approaches in a single cloud-native, API-first architecture.

### How does 10X Banking handle regulatory variation across markets?

The platform architecture separates product logic from the core ledger, allowing local teams to write country-specific compliance rules without altering the underlying operating system. The firm states it has deep understanding of global regulatory requirements and maintains an international partner network for local deployment support.

## Related profiles

- [10 West Advisors](https://altss.com/profile/10-west-advisors-inc)
- [11 Financial](https://altss.com/profile/11-financial)

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Last updated: 2026-06-03T20:00:00.000Z

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