# 1st FRANKLIN FINANCIAL CORP

1st FRANKLIN FINANCIAL CORP is a company headquartered in Toccoa, GA, United States.

## Company overview

- **Legal name:** 1st FRANKLIN FINANCIAL CORP
- **Former names in filing history:** FIRST FRANKLIN FINANCIAL CORP (1994-01-12 to 2008-04-16)
- **Classification:** Company
- **Industry (SIC):** 6141 — Personal Credit Institutions
- **Headquarters:** Toccoa, GA, United States
- **Incorporated in:** GA
- **Fiscal year end:** December 31
- **SEC CIK:** 0000038723

## About

1st FRANKLIN FINANCIAL CORP is identified in the retained SEC EDGAR snapshot dated 2026-10-14. Its SEC Central Index Key is 0000038723, and its reported industry is Personal Credit Institutions. In 10-K filed on 2026-03-31, it reported net income of USD 14,669,000; total assets of USD 1,460,803,000 for the fiscal period ended 2025-12-31. The financial history preserves reporting periods, currencies, filing accessions and source provenance. Figures are reported filing data, rather than real-time estimates.

## Financials

Annual figures as originally reported. Currency is shown for each fiscal year; B means billion and M means million.

### FY2025 (period ended 2025-12-31)

- **Net income:** $14.7M (USD 14,669,000)
- **Total assets:** $1.5B (USD 1,460,803,000)
- **Cash and equivalents:** $18.2M (USD 18,171,000)
- **Operating cash flow:** $144.2M (USD 144,214,000)

### FY2024 (period ended 2024-12-31)

- **Revenue:** $378.0M (USD 378,000,000)
- **Net income:** -$5.6M (USD -5,605,372)
- **Total assets:** $1.3B (USD 1,311,663,070)
- **Cash and equivalents:** $35.9M (USD 35,930,768)
- **Operating cash flow:** $84.2M (USD 84,151,449)
- **Later filings:** Net income, Total assets, Cash and equivalents, Operating cash flow: shown as originally filed; later filings report different values for the same periods.

### FY2023 (period ended 2023-12-31)

- **Revenue:** $351.4M (USD 351,400,000)
- **Net income:** $530,089 (USD 530,089)
- **Total assets:** $1.2B (USD 1,240,296,760)
- **Cash and equivalents:** $22.8M (USD 22,775,852)
- **Operating cash flow:** $74.2M (USD 74,160,764)
- **Later filings:** Revenue, Net income, Operating cash flow: shown as originally filed; later filings report different values for the same periods.

### FY2022 (period ended 2022-12-31)

- **Revenue:** $339.0M (USD 339,000,000)
- **Net income:** $16.2M (USD 16,159,627)
- **Total assets:** $1.2B (USD 1,162,924,256)
- **Cash and equivalents:** $49.7M (USD 49,652,729)
- **Operating cash flow:** $97.6M (USD 97,586,822)
- **Later filings:** Total assets, Cash and equivalents: shown as originally filed; later filings report different values for the same periods.

## Recent SEC filings

- Form 8-K — filed 2026-09-04 — period 2026-08-31 — 8-K
- Form 8-K — filed 2026-09-01 — period 2026-08-26 — 8-K
- Form 10-Q — filed 2026-08-12 — period 2026-06-30 — 10-Q
- Form 10-Q — filed 2026-05-12 — period 2026-03-31 — 10-Q
- Form S-1 — filed 2026-05-08 — S-1
- Form S-1 — filed 2026-05-08 — S-1
- Form 8-K — filed 2026-04-06 — period 2026-04-01 — 8-K
- Form 10-K — filed 2026-03-31 — period 2025-12-31 — 10-K
- Form 8-K — filed 2025-12-29 — period 2025-12-23 — 8-K
- Form 10-Q — filed 2025-11-19 — period 2025-09-30 — 10-Q
- Form 8-K — filed 2025-11-10 — period 2025-11-05 — 8-K
- Form 10-Q — filed 2025-08-14 — period 2025-06-30 — 10-Q

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Updated: 2026-10-23T20:09:28Z

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