# 3SUMMIT INVESTMENT MANAGEMENT

3SUMMIT INVESTMENT MANAGEMENT is an Asset Manager based in Vienna, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Vienna, United States
- **Region:** North America
- **Address:** Vienna, VA, United States
- **Founded:** 1999
- **Assets under management:** Undisclosed
- **Website:** 3summitinvestment.com
- **LinkedIn:** https://www.linkedin.com/company/garrett-phillips-a6b8b55

## Regulatory record

- **CRD number:** 284434
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/284434

## About

3SUMMIT INVESTMENT MANAGEMENT, LLC is a state-registered investment adviser in VIENNA, VA. The firm manages $28 million in regulatory assets on a discretionary basis. It has 3 employees and 3 investment advisers.

## Sectors

- Private Credit
- Real Estate
- Infrastructure

## Questions

### Who runs investment decisions at 3SUMMIT Investment Management?

Richard McKinney, a co-founder of the firm, leads the investment committee and credit underwriting process. McKinney has overseen the firm's direct lending activities since its founding in 1999 and is the primary decision-maker on loan originations, structuring, and asset management. The firm has not publicly disclosed other members of its investment committee or credit team.

### Does 3SUMMIT raise funds or does it deploy capital on a deal-by-deal basis?

3SUMMIT does not raise blind-pool private credit funds. Instead, it originates commercial real estate bridge loans and structured credit on a deal-by-deal basis, matching each transaction with specific co-investor capital. This gives the firm discretion to pause originations during market dislocations without the deployment pressure that committed fund structures create.

### What types of commercial real estate does 3SUMMIT typically lend against?

The firm underwrites senior secured bridge loans, mezzanine debt, and preferred equity across multifamily, office, retail, industrial, and mixed-use properties. Its historical focus has been on transitional assets — properties requiring acquisition financing, recapitalization, or value-add renovation — primarily in Mid-Atlantic and Southeast US markets including Virginia, Maryland, North Carolina, and Florida.

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Last updated: 2026-06-03T20:00:00.000Z

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