# 401K Advisory Group

401K Advisory Group is an Asset Manager based in Glendora, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Glendora, United States
- **Region:** North America
- **Address:** Glendora, CA, United States
- **Assets under management:** <$100M (Altss estimate)
- **Website:** 401kadvisorygroup.com

## Regulatory record

- **CRD number:** 152290
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/152290

## About

401K ADVISORY GROUP, INC. is a state-registered investment adviser. The firm manages approximately $205,000 in regulatory assets. It has 1 employee and 1 investment adviser.

## Sectors

- Retirement & Benefits

## People

- Joseph Marziale — President

## Questions

### What is an ERISA 3(38) investment manager and how does 401K Advisory Group apply it?

Under ERISA Section 3(38), a named fiduciary can delegate full discretionary investment authority to a qualified manager. 401K Advisory Group accepts that delegation, taking on the legal liability for selecting, monitoring, and replacing plan investment options. The firm documents all decisions in a written investment policy statement specific to each plan, shielding the employer from fiduciary breach claims related to fund performance or fee levels.

### Does 401K Advisory Group also manage personal wealth for business owners?

No. The firm functions as a dedicated retirement plan advisor and does not offer individual wealth management, brokerage services, or private banking. This separation avoids the common conflict where an advisor selects plan funds partly to cultivate a high-net-worth personal client. All compensation comes from direct, disclosed fees tied to plan assets or a fixed retainer.

### What types of plans does the firm manage?

The firm primarily manages 401(k) plans, including safe harbor and traditional structures, as well as associated profit-sharing plans. It can also advise on defined benefit and cash balance plans through relationships with actuarial partners, though its core book is contributory defined contribution plans for companies with 20 to 500 employees.

### Does the firm carry fiduciary liability insurance?

As an ERISA 3(38) manager accepting full legal responsibility, the firm maintains professional liability and fiduciary insurance coverage. This policy is distinct from the plan's own fiduciary liability insurance, providing an additional layer of financial protection for the sponsoring employer in the event of a breach finding.

## Related profiles

- [Sterling Oak Advisors](https://altss.com/profile/sterling-oak-advisors)
- [O'Connor Wealth Management](https://altss.com/profile/oconnor-wealth-management-inc)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/401k-advisory-group-inc

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