Aéma Groupe

Aéma Groupe

Aéma Groupe was established in 2021 as a mutual insurance group headquartered in Paris. Adrien Couret serves as CEO and Pascal Michard as chairman. The structure combines three main operating insurers: Macif, Aésio Mutuelle, and Abeille Assurances. The group allocates across insurance liabilities and investment portfolios that include commercial real estate, listed equities, and private equity. Confirmed real estate assets comprise office buildings in Issy-les-Moulineaux, Saint-Ouen, Courbevoie, and Paris managed through Ofi Invest Real Estate. Public equity holdings reported in Q3 2025 filings include positions in NVIDIA, Microsoft, Apple, and Alphabet. Geographic exposure centers on France with additional real estate in Germany, the Netherlands, and Denmark. The firm also maintains a 35.25 percent interest in Socram Banque and a joint venture in IMA. Aéma Groupe reports 195200 million USD in assets. It operates additional vehicles including Fondation Aésio, established in 2021 for mental health initiatives, and Fondation Macif, founded in 1988 with annual giving of 3.6 million USD focused on ecological transition. In July 2024 the group participated as a speaker at Les Rencontres Économiques d'Aix-en-Provence. It maintains memberships in AMICE, the French Insurance Federation, the Net Zero Asset Owner Alliance, and the Finance for Biodiversity Pledge. Ownership rests with mutual members rather than external shareholders. The group directly controls 100 percent of Macif, Aésio Mutuelle, Abeille Assurances, and Ofi Invest, creating an integrated insurance and asset management platform without external limited partners.