# Adyen

Adyen is an Asset Manager based in Amsterdam, The Netherlands.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Amsterdam, The Netherlands
- **Region:** Europe
- **Address:** Amsterdam, The Netherlands
- **Founded:** 2006
- **Assets under management:** Undisclosed
- **Website:** www.adyen.com
- **LinkedIn:** https://www.linkedin.com/company/adyen

## Regulatory record

- **Reports private funds:** No

## About

Adyen is a fintech platform for enterprises, providing end-to-end payment capabilities, data enhancements, and financial products in a single solution. The company was founded in 2006 in Amsterdam, the Netherlands, and has since expanded to have offices around the world. Adyen processes over €1.4 trillion in transaction volume annually.

## Sectors

- FinTech
- Enterprise Software
- Payments

## Offices

- San Francisco
- London
- Paris
- Stockholm
- Singapore
- Sydney
- Tokyo
- Dubai
- São Paulo
- Chicago
- New York
- Toronto
- Berlin
- Madrid
- Milan
- Munich
- Warsaw
- Hong Kong SAR, China

## Questions

### What licenses does Adyen hold?

Adyen operates as an acquiring bank with a European banking license, a branch license in the United States, and an acquiring license in the United Kingdom. The company also holds acquiring licenses for Japan, the United Arab Emirates, Singapore, Hong Kong, Australia, New Zealand, Malaysia, and Puerto Rico, all obtained between 2017 and 2021. These licenses allow Adyen to authorise, settle, and hold merchant funds directly.

### How is Adyen's technology different from Stripe or PayPal?

Adyen built and runs its entire platform — gateway, risk, acquiring, and issuing — as a single codebase and single ledger. This means client data moves through one system without being handed off between third parties for authorisation, fraud screening, and settlement. Stripe, by contrast, historically relies on partner banks to perform acquiring and settlement, while PayPal operates a two-sided consumer wallet alongside its merchant acquiring business.

### Does Adyen offer lending or credit products?

Adyen launched embedded capital products in 2023 on an invitation-only basis, allowing merchants to access funding drawn against future sales. The firm uses transaction data to pre-qualify businesses and determine advance amounts. Unlike a standalone lender, Adyen’s capital product depends on its existing payment relationship, reducing repayment risk through settlement intercepts.

### What is Adyen's known posture on co-investments alongside external GPs?

Adyen is a public company and does not operate a venture arm or make co-investments alongside external general partners. The firm has historically made only a handful of strategic acquisitions, including the U.S.-based POS terminal provider Magento POS systems integration. It does not deploy capital as a limited partner or into early-stage startups.

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Last updated: 2026-07-10T19:09:42.000Z

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