# AEA Federal Credit Union

AEA Federal Credit Union is an Associational based in Yuma, United States.

## Overview

- **Organization type:** Associational
- **Headquarters:** Yuma, United States
- **Region:** North America
- **Address:** Yuma, AZ, United States
- **Founded:** 1978
- **Assets under management:** Undisclosed
- **Website:** aeafcu.org

## Regulatory record

- **Reports private funds:** No

## About

AEA Federal Credit Union is a not-for-profit financial cooperative founded in 1942 in Yuma, Arizona. It serves residents of Yuma and La Paz counties, offering services such as checking and savings accounts, auto and home loans, credit cards, and business loans. The company operates online and mobile banking platforms.

## Questions

### What does AEA Federal Credit Union invest in?

AEA's balance sheet is built around member lending, not investment securities in the traditional sense. The institution originates consumer loans — predominantly auto loans and residential mortgages — and small-business loans to members in southwestern Arizona. Excess liquidity is held in federally permissible instruments such as government-backed securities, but these are treasury-management functions, not proprietary investment activities.

### How is AEA Federal Credit Union governed?

As a federal credit union, AEA is governed by a volunteer board of directors elected by its membership. Day-to-day lending and operational decisions are made by management under policies set by that board and within the regulatory framework overseen by the National Credit Union Administration (NCUA). There is no single beneficiary or family controlling the institution — ownership is distributed across the entire membership.

## Related profiles

- [CommunityWide Federal Credit Union](https://altss.com/profile/communitywide-federal-credit-union)

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Last updated: 2026-06-03T20:00:00.000Z

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