# AFT Financial Planning

AFT Financial Planning is an Asset Manager based in New York, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** New York, NY, United States
- **Founded:** 2010
- **Assets under management:** Undisclosed
- **Website:** aftfinancialplanning.com

## Regulatory record

- **CRD number:** 326691
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/326691

## About

AFT Financial Planning is a state-registered investment adviser with approximately $20 million in regulatory assets under management. The firm has 1 employee and 1 investment adviser. It operates with a single office.

## Sectors

- Private Credit
- Secondaries & Special Situations
- Real Estate

## People

- Alan F. Tucker — Founder & CEO

## Questions

### Who controls investment decisions at AFT Financial Planning?

Alan F. Tucker, the founder, serves as the central decision-maker. The firm does not operate an investment committee structure; Tucker originates, underwrites, and closes each transaction directly, making the investment process heavily dependent on his personal judgment and network.

### Is AFT Financial Planning a traditional financial planning practice?

No. Despite the name, AFT Financial Planning does not operate as a conventional financial advisory or wealth management firm. It functions as a private investment office that uses an RIA registration as its regulatory structure while deploying capital into private credit, special situations, and real estate on a deal-by-deal basis.

### Does AFT raise commingled funds or operate deal-by-deal?

AFT Financial Planning uses a deal-by-deal special purpose vehicle structure. Co-investors participate on a per-transaction basis, which gives the firm flexibility to vary the investor pool and fee terms for each deal rather than managing a pooled fund with standardized terms and redemption constraints.

### What types of credit does AFT Financial Planning provide?

AFT originates private credit directly to middle-market borrowers, often in scenarios where the borrower prioritizes certainty and speed of execution. The firm also invests in special situations including LP interest purchases, distressed debt, and litigation finance, underwriting each opportunity against a discrete asset value rather than relying on sponsor cash-flow projections.

### Where does AFT Financial Planning source its real estate deals?

The firm has historically sourced real estate through foreclosure auctions and bank note sales, focusing on multifamily and industrial properties in secondary southeastern US markets. This sourcing method is designed to capture assets at a discount to replacement cost, creating an immediate margin of safety that market-rate acquisitions cannot reliably provide.

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- [Systematic Wealth Management](https://altss.com/profile/systematic-wealth-management-inc)
- [Wolfe Research Advisors](https://altss.com/profile/wolfe-research-advisors-llc)

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Last updated: 2026-06-03T20:00:00.000Z

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