# Altamira Financial Group

Altamira Financial Group is a Bank / Wealth / Trust based in Santa Fe, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Santa Fe, United States
- **Region:** North America
- **Address:** Santa Fe, NM, United States
- **Founded:** 2025
- **Assets under management:** Undisclosed
- **Website:** altamirafinancial.com
- **LinkedIn:** https://www.linkedin.com/company/altamira-financial

## Regulatory record

- **CRD number:** 316907
- **SEC file number:** 801-132045
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-27T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/316907

## About

Altamira Financial Group is an SEC-registered investment adviser in Santa Fe, NM, registered since 2025. The firm manages $130 million in regulatory assets. It has 3 employees and 3 investment advisers.

## Questions

### What investment strategy does Altamira Financial Group employ?

The firm's primary strategy is direct indexing with systematic tax-loss harvesting. It constructs equity portfolios of individual stocks designed to track a broad market index, held in separately managed accounts. This enables the firm to sell individual positions at a loss to offset taxable gains, then reinvest in a correlated substitute to maintain benchmark exposure. The goal is to improve after-tax returns without taking active bets on security selection or market direction.

### How does direct indexing differ from investing in an ETF?

When a client holds an ETF, they own a share of a pooled vehicle and cannot control the embedded gains or losses of the underlying securities. With direct indexing at Altamira, the client owns the individual stocks outright. This allows the firm to selectively sell securities that have declined in value, generating capital losses that can offset gains from other investments. An ETF holder can only realize a loss on the ETF share itself, missing the granular tax-management opportunities.

### What type of client does Altamira typically serve?

The firm focuses on high-net-worth individuals and families whose portfolios generate significant taxable events. The direct indexing strategy is most valuable for clients in the top marginal tax brackets with concentrated stock positions, large realized gains from business exits, or substantial ongoing capital gains distributions from other holdings. The value proposition diminishes for assets held in tax-advantaged accounts like IRAs.

## Related profiles

- [Alta Wealth Advisors](https://altss.com/profile/alta-wealth-advisors)
- [Altanes Investments](https://altss.com/profile/altanes-investments)

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Last updated: 2026-06-03T20:00:00.000Z

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