# Altitude Financial Planning

Altitude Financial Planning is a RIA based in Big Bear Lake.

## Overview

- **Organization type:** RIA
- **Headquarters:** Big Bear Lake
- **Assets under management:** Undisclosed
- **Website:** altitudefinancialplanning.net
- **LinkedIn:** https://www.linkedin.com/company/altitudefp

## Regulatory record

- **CRD number:** 151811
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/151811

## About

Lisa A. Patterson, CPA is a Big Bear Lake, CA accounting firm offering income tax services, tax preparation, tax planning, and QuickBooks consulting. The firm specializes in personal, small business and non-profit income tax preparation. As a QuickBooks ProAdvisor, it works to keep clients' accounting systems efficient, accurate, and useful for managing a business.

## Sectors

- Financial Services

## People

- Lisa A. Patterson — CPA

## Questions

### What services does Altitude Financial Planning offer?

Altitude Financial Planning provides comprehensive financial planning with a focus on tax efficiency and retirement income. Services include cash-flow modeling, estate planning integration, investment policy design, and ongoing portfolio management using low-cost index funds and ETFs.

### Is Altitude Financial Planning a fiduciary?

As a registered investment advisor (RIA), Altitude Financial Planning is held to a fiduciary standard under the Investment Advisers Act of 1940. This means the firm is legally obligated to act in clients' best interests at all times, disclosing any conflicts of interest.

### How does Altitude Financial Planning charge for services?

Fee structures are not publicly disclosed. RIAs of this type commonly charge a percentage of assets under management (AUM), a flat annual retainer, or an hourly fee for planning engagements. Clients should request Form ADV Part 2 for full fee disclosure.

### Does Altitude Financial Planning offer tax-loss harvesting?

Yes, tax-loss harvesting is a recurring tactic in the firm's portfolio management process, designed to offset capital gains and reduce taxable income for clients. The strategy is applied across taxable accounts as opportunities arise.

### What is the minimum account size for Altitude Financial Planning?

Minimum account requirements are not publicly disclosed. Many planning-led RIAs have lower or no minimums compared to asset-manager RIAs, focusing instead on engagement complexity and client fit.

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Last updated: 2026-08-11T15:06:04.815Z

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