# American Heritage Credit Union

American Heritage Credit Union is an other based in Philadelphia, United States.

## Overview

- **Organization type:** other
- **Headquarters:** Philadelphia, United States
- **Region:** North America
- **Address:** Philadelphia, PA, United States
- **Assets under management:** Undisclosed
- **Website:** americanheritagecu.org
- **LinkedIn:** https://www.linkedin.com/company/american-heritage-credit-union

## Regulatory record

- **Reports private funds:** No

## About

American Heritage Credit Union operates a website that provides access to Online Teller. The site supports new account openings and first-time enrollment, along with associated tools.

## Sectors

- Financial Services

## Questions

### How does American Heritage Credit Union structure its governance?

American Heritage is a financial cooperative governed by a democratically elected volunteer Board of Directors. The President and CEO reports to this board. Because the credit union's depositors and borrowers are also its owners, there is no external shareholder class extracting profits — earnings are returned to the membership through dividends and lower loan rates.

### What is the core lending focus of American Heritage?

The credit union's lending book is anchored in residential real estate. It offers 30-year fixed-rate mortgages, no-cost refinance products, and home equity loans. On the consumer side, it provides credit cards including the Platinum Preferred Credit Card and Cash Reward Mastercard.

### Does American Heritage participate in any external co-investment or venture programs?

There is no disclosed participation in external fund commitments, co-investment programs, or venture capital activities. Its capital deployment is confined to direct member lending, deposit-taking, and related retail financial services.

### Who is eligible to become a member of American Heritage Credit Union?

Membership is based on a community bond. Eligible individuals must live, work, worship, or attend school in specific Southeastern Pennsylvania communities — including Philadelphia, Ambler, Bensalem, and over a dozen other named municipalities. Eligibility also extends to employees of the credit union's designated Workplace Partners, immediate family members of current members, and individuals who join the Kids-N-Hope Foundation via donation.

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- [Source Advisors](https://altss.com/profile/source-advisors)
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Last updated: 2026-07-11T16:13:35.000Z

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