# Arch Financial Planning, LLC

Arch Financial Planning, LLC is a RIA based in Athens, United States.

## Overview

- **Organization type:** RIA
- **Headquarters:** Athens, United States
- **Assets under management:** Undisclosed
- **Website:** https://archfinancialplanning.com

## Regulatory record

- **CRD number:** 321159
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/321159

## About

Arch Financial Planning is an independent, employee-owned registered investment adviser and fee-only fiduciary firm. It provides comprehensive financial planning, tax planning, and investment management for retirees and pre-retirees with $1M+ who want a clear retirement income plan. The firm also works with business owners, high-income professionals, and families, coordinating investments with retirement, tax, and estate planning.

## Sectors

- Retirees and pre-retirees with $1M+ in investment assets

## People

- Cecil Staton — CFP® — Founder & Wealth Advisor
- Cecil Staton — CFP® — Founder of Arch Financial Planning

## Questions

### Is Arch Financial Planning a fiduciary?

As a registered investment advisor under the Investment Advisers Act of 1940, Arch Financial Planning is held to a fiduciary standard requiring it to act in clients' best interests. This duty covers all advisory services, including portfolio management and financial planning. The firm is legally obligated to disclose any conflicts of interest in its Form ADV.

### How does Arch Financial Planning charge for its services?

Fee structures for RIAs like Arch Financial Planning commonly include a percentage of assets under management (AUM), a flat retainer, hourly billing, or a combination. Without a public fee schedule, the exact model is unknown. Most RIAs disclose fees in their Form ADV, Part 2, filed with the SEC or state regulator.

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Last updated: 2026-08-11T15:06:04.815Z

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