# Ascent Funding

Ascent Funding is a Private Student Loan Provider / Education Finance Fintech based in San Diego, United States.

## Overview

- **Organization type:** Private Student Loan Provider / Education Finance Fintech
- **Headquarters:** San Diego, United States
- **Region:** North America
- **Address:** San Diego, CA, United States
- **Founded:** 2016
- **Assets under management:** Undisclosed
- **Website:** ascentfunding.com
- **LinkedIn:** https://www.linkedin.com/company/ascent-funding

## Regulatory record

- **Reports private funds:** No

## About

Ascent Funding offers private student loans and career training loans within the education finance industry. The company provides financing for undergraduate, graduate, and career training education, with various repayment options. Ascent Funding was founded in 2016 and is based in San Diego, California.

## Sectors

- Education
- Private Credit

## Questions

### Does Ascent Funding hold loans on its own balance sheet?

Ascent operates an originate-and-distribute model. While it retains some loans on a revolving warehouse line, the firm regularly securitizes originated loan pools into asset-backed notes placed with institutional investors, recycling capital back into new originations. This structure functions as a specialty-finance conduit rather than a static lending book.

### Which types of educational programs does Ascent Fund?

Ascent offers loans for undergraduate and graduate degrees at accredited four-year institutions as well as for coding bootcamps, trade schools, and skills-based training programs. The firm's bootcamp loan product applies a similar outcomes-based underwriting framework, screening programs for completion and job-placement rates.

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Updated: 2026-06-03T20:00:00.000Z

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