# Assurances du Crédit Mutuel

Assurances du Crédit Mutuel is an Insurance based in Strasbourg, France.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Strasbourg, France
- **Region:** Europe
- **Address:** Strasbourg, France
- **Founded:** 1970
- **Assets under management:** Undisclosed
- **Website:** creditmutuel.fr
- **LinkedIn:** https://www.linkedin.com/company/assurances-credit-mutuel

## Regulatory record

- **Reports private funds:** No

## About

Assurances du Crédit Mutuel (ACM) was founded in 1970 as the insurance manufacturing and balance-sheet management arm of Crédit Mutuel Alliance Fédérale, one of Europe’s largest mutual banking groups. Headquartered in Strasbourg, ACM concentrates the group’s general-account assets and channels insurance products through the federation’s retail banking network and select distribution partners abroad. ACM’s strategy rests on two core allocations: a globally oriented fixed-income portfolio that underwrites the bulk of its liability-matching, and a directly owned real estate portfolio with concentrations in France and the United Kingdom. Confirmed holdings include the One Park Drive mixed-use development in London’s Canary Wharf, the ACM Immobilier Les Gets residential portfolio in Haute-Savoie, and a commercial office portfolio across French markets. On the distribution side, the firm accesses German policyholders through TARGOBANK and cedes German creditor-insurance risk to Talanx Group as a reinsurance counterparty. ACM operates without a standalone public brand; it functions as the insurance engine embedded within the Crédit Mutuel ecosystem. Its fortunes are tied to the federation, which is owned by its client-members and avoids public-market listing. The Fondation Crédit Mutuel Alliance Fédérale serves as the group’s philanthropic vehicle, separate from the insurance balance sheet. The firm’s structural differentiator is its direct-ownership real-asset model inside a liability-driven general account. Unlike many European insurers that outsource property exposure to external managers, ACM directly holds and manages residential and commercial assets — a choice that reflects the mutualist governance of its parent and the absence of short-term shareholder pressure on deployment decisions.

## Sectors

- Real Estate
- Fixed Income
- Insurance

## Questions

### Who runs investment decisions at Assurances du Crédit Mutuel?

No named investment principals or CIO appear in public records. Decisions align with the parent group Crédit Mutuel Alliance Fédérale.

### How is Assurances du Crédit Mutuel related to Crédit Mutuel Alliance Fédérale?

It functions as the insurance subsidiary and uses the parent group's branch network for product distribution.

### Does Assurances du Crédit Mutuel participate in fund commitments or only direct deals?

Available information shows direct ownership of real estate assets and a global fixed income portfolio without reference to external fund commitments.

### Where does the underlying capital originate?

Capital derives from insurance premiums collected through the Crédit Mutuel banking network.

### What geographic regions does the investment portfolio cover?

Holdings include France and the United Kingdom, with fixed income exposure extending globally.

## Related profiles

- [Assurance Mezzanine](https://altss.com/profile/assurance-mezzanine)
- [Assurant Pension Plan](https://altss.com/profile/assurant-pension-plan)

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Last updated: 2026-08-11T02:43:31.692Z

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