# Athena Wealth Management

Athena Wealth Management is a Bank / Wealth / Trust based in Reno, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Reno, United States
- **Region:** North America
- **Address:** Incline Village, NV, United States
- **Founded:** 2020
- **Assets under management:** Undisclosed
- **Website:** athenawm.com
- **LinkedIn:** https://www.linkedin.com/company/roland-ortiz-80662227

## Regulatory record

- **CRD number:** 319373
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-18T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/319373

## About

Founded in 2020, Athena Wealth Management emerged as a boutique registered investment advisor headquartered in Incline Village, Nevada. The firm anchors its practice on the north shore of Lake Tahoe, an area with a dense concentration of affluent residents and second-home owners. Its founding principal established the firm to deliver integrated financial planning and discretionary portfolio management to individuals, families, and businesses. Athena's investment approach blends traditional asset allocation with direct indexing and active management across public equities, fixed income, and alternative structures. The firm constructs customized portfolios for each client relationship rather than placing assets into model portfolios. Client mandates typically incorporate tax-aware strategies, reflecting the priorities of a high-net-worth clientele. The firm serves corporate retirement plans alongside individual and family accounts, providing a dual revenue stream from wealth management and employer-sponsored advisory services. The firm operates with a lean team structure consistent with a practice managing fewer than 100 client relationships. While Athena does not publicly disclose assets under management, its ADV filing would place the firm among smaller independent RIAs in the Lake Tahoe and greater Reno market. The practice does not appear to maintain satellite offices, operating exclusively from Nevada. Athena's structural profile places it squarely in the independent RIA channel — it operates without a broker-dealer affiliation, a custody relationship with a major clearing firm, or a family-office service wrapper. This independence means the advisor faces no product-push incentives, a genuine differentiator in a region where bank-affiliated wealth managers dominate. For families considering a single point of contact for both financial planning and investment management, the firm's lean architecture forces a clarity of accountability that larger houses diffuse across committees.

## Questions

### What types of clients does Athena Wealth Management serve?

Athena advises individuals, high-net-worth families, and business entities. The firm also provides advisory services to corporate retirement plans, giving it exposure to both personal wealth and institutional retirement assets.

### How does Athena charge for its services?

As a fee-only registered investment advisor, Athena charges based on a percentage of assets under management or a fixed retainer for financial planning services. The firm does not collect commissions or transaction-based compensation, removing product-sale conflicts from the relationship.

### Does Athena Wealth Management construct its own portfolios or use third-party managers?

Athena constructs discretionary portfolios directly for its clients, allocating across individual securities, ETFs, and mutual funds. The firm does not appear to operate as a fund-of-funds or to allocate predominantly to external sub-advisors.

## Related profiles

- [ATH Wealth Management](https://altss.com/profile/ath-wealth-management)
- [Athene USA](https://altss.com/profile/athene-usa)

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Last updated: 2026-06-03T20:00:00.000Z

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