# Athena

Athena is an Asset Manager based in Orinda, Australia.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Orinda, Australia
- **Region:** Oceania
- **Address:** Sydney, AU-Australia
- **Founded:** 2019
- **Assets under management:** Undisclosed
- **Website:** athena.com.au
- **LinkedIn:** https://www.linkedin.com/company/athena

## Regulatory record

- **CRD number:** 106542
- **SEC file number:** 801-13100
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/106542

## About

Athena Home Loans is a non-bank lender that specialises in home loans, and only home loans. It burst into the industry in 2019 to change home loans for good, reimagining home loans for home owners and investors with fairness, helpful humans and game-changing tech. Balancing profit with people and purpose, Athena is a certified B-Corp.

## Sectors

- Real Estate
- Private Credit

## People

- Nathan Walsh — Co-founder & CEO
- Michael Starkey — Co-founder & COO
- Mira Hohn — Chief Product Officer
- Cam Bradley — Chief of Mortgage Services
- Liana Mawston — Chief of People & Community
- Yamen El-Afifi — Chief Technology Officer
- Jason Finlay — Group Treasurer
- Joseph Seychell — Chief Risk Officer

## Questions

### Who runs investment and credit decisions at Athena?

Co-founder and CEO Nathan Walsh sets overall strategy, while Group Treasurer Jason Finlay and Chief Risk Officer Joseph Seychell oversee funding, treasury, and credit risk. The firm's underwriting is automated through its proprietary digital platform, not manual loan-officer discretion, which standardizes credit decisions across owner-occupied and investor mortgages.

### What loan products does Athena offer?

Athena offers Straight Up, Power Up, and Tailored variable and fixed-rate home loans for owner-occupiers and investors, supporting principal-and-interest and interest-only repayments. Features include multi-offset accounts, cash-out, and split loans. The firm charges no Athena-originated fees on Straight Up and Power Up products.

### Does Athena operate outside Australia?

No. Athena originates only Australian residential mortgages and has not disclosed any offices or lending activity outside Australia.

### What is Athena's Automatic Rate Match and how does it work?

When Athena advertises a lower rate for new borrowers on a specific product and LVR tier, it automatically applies that same rate to existing customers in the same tier. The mechanism excludes Tailored loans. The commitment is contractual and eliminates the loyalty tax — the practice of offering lower rates to new customers while leaving existing borrowers on higher rates — common among incumbent lenders.

## Related profiles

- [Blend](https://altss.com/profile/blend)
- [Purefacts Financial Solutions](https://altss.com/profile/purefacts-financial-solutions)

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Last updated: 2026-08-11T15:06:04.815Z

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