# Aurora Payments

Aurora Payments is an Asset Manager based in Tempe, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Tempe, United States
- **Region:** North America
- **Address:** Tempe, AZ, United States
- **Founded:** 2005
- **Assets under management:** Undisclosed
- **Website:** risewithaurora.com

## Regulatory record

- **Reports private funds:** No

## About

Real capability, real ownership of your money, real support. The payments platform built for the everyday economy and businesses doing the real work.

## Sectors

- FinTech
- Enterprise Software

## Questions

### Who owns Aurora Payments?

Aurora Payments names Corsair and Goldman Sachs as its financial backers, per the firm's own website. The firm does not identify a founder or disclose its executive leadership team publicly. No regulatory filings or press releases name a controlling shareholder or family office behind the vehicle.

### How does Aurora's zero-cost processing actually work?

Aurora uses compliant dual-pricing, surcharging, and cash-discount programs to shift the merchant's card-acceptance cost to the cardholder at the point of sale. The ARISE platform manages the checkout logic and disclosure so the merchant keeps the full ticket amount on card transactions. This approach is common in SMB-focused processors but remains heavily litigated at the state level; Aurora's public materials emphasize compliance without naming specific regulatory counsel.

### What does Aurora embed into an ISV's software?

Aurora provides APIs, drop-in UI components, and a sandbox environment that let vertical SaaS platforms handle merchant onboarding, tokenization, settlement, and reporting without leaving their own application. The firm manages the underlying PCI compliance and sponsor-bank relationships, making it a single-vendor embedded-finance layer for platforms that lack a payments team.

### What merchant verticals does Aurora explicitly target?

Aurora's website lists ecommerce, jewelry, retail, wellness & fitness, and healthcare as core verticals. The jewelry and healthcare mentions are notable — both carry higher average tickets and chargeback risk, which makes compliant surcharging programs technically more complex. The firm has not disclosed vertical-level volume breakdowns.

### Has Aurora Payments made any acquisitions to build its merchant base?

Aurora's 27,000-merchant footprint and Corsair/Goldman backing point toward an acquisition-driven growth strategy common among sponsor-backed payments roll-ups, but the firm has not published a deal log or named acquired portfolios. No regulatory change-of-control filings were surfaced during this review.

## Related profiles

- [BioSight](https://altss.com/profile/biosight-ltd)
- [Author Capital Partners](https://altss.com/profile/author-capital-partners)

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Last updated: 2026-06-03T20:00:00.000Z

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