# Axos Financial

Axos Financial is a Bank based in San Diego, United States.

## Overview

- **Organization type:** Bank
- **Headquarters:** San Diego, United States
- **Region:** North America
- **Address:** San Diego, CA, United States
- **Founded:** 2000
- **Assets under management:** Undisclosed
- **Website:** axosfinancial.com
- **LinkedIn:** https://www.linkedin.com/company/axos-financial

## Regulatory record

- **Reports private funds:** No

## About

Axos Financial is a digital financial institution based in San Diego, California. It offers banking services including savings and checking accounts, personal and auto loans, and mortgages. The company also provides investment services such as managed portfolios and self-directed trading.

## Sectors

- Financial Services
- Real Estate
- Infrastructure

## People

- Gregory Garrabrants — President and Chief Executive Officer

## Questions

### Who runs investment decisions at Axos Financial?

Gregory Garrabrants has been President and CEO since 2004, overseeing all strategic and capital allocation decisions. The firm's investment committee includes Garrabrants and other senior executives, but detailed composition is not publicly disclosed (per SEC filings).

### How does Axos Financial source proprietary deal flow?

Axos originates loans primarily through its digital platform and a network of correspondent lenders and intermediaries, focusing on commercial real estate and business lending. The firm does not rely on proprietary deal sourcing; it uses underwriting relationships and public marketing channels.

### Which sectors does Axos explicitly avoid?

The firm's public filings show minimal exposure to fossil fuels, climate-tech, and early-stage technology. Its lending is concentrated in real estate and traditional business credit, with no stated prohibition on any specific sector beyond risk-management limits.

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Last updated: 2026-06-03T20:00:00.000Z

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