# Bancorp 34

Bancorp 34 is a Publicly Traded Bank based in Pima, United States.

## Overview

- **Organization type:** Publicly Traded Bank
- **Headquarters:** Pima, United States
- **Region:** North America
- **Address:** Pima, AZ, United States
- **Founded:** 1997
- **Assets under management:** Undisclosed
- **Website:** ban34.com

## Regulatory record

- **Reports private funds:** No

## About

Bancorp 34 was founded in 1997 as a state-chartered bank headquartered in Pima, Arizona. President and CEO James D. Ware has overseen the bank's operations since at least 2011, guiding its focus on commercial real estate, agricultural lending, and consumer banking in rural southeastern Arizona (per SEC filings). The bank's strategy centers on deposit gathering from local communities and originating loans to small businesses, farms, and ranches. Its portfolio includes commercial real estate loans, agricultural production loans, and residential mortgages. Bancorp 34 does not operate investment funds or maintain an alternative asset management arm; its income derives from net interest margin and fee-based services. Bancorp 34 is publicly traded on the OTCQX market under the ticker BANCP. As a community bank, it falls below the $1B asset threshold that triggers enhanced regulatory scrutiny under Federal Reserve guidelines. No separate family office, foundation, or philanthropic vehicle is publicly linked to the bank. Bancorp 34's structural differentiator is its rural, underserved-market focus — it concentrates lending in counties where few large banks operate. The bank's branch network in small towns positions it as a primary credit source for regional agriculture and local business, a model distinct from larger regional banks.

## Sectors

- Financial Services
- Community Banking

## People

- James D. Ware — President and CEO

## Questions

### Who leads investment decisions at Bancorp 34?

President and CEO James D. Ware directs the bank's lending and capital strategy. The board of directors approves major credit and capital policies (per SEC filings).

### What is Bancorp 34's investment focus?

The bank originates loans in commercial real estate, agricultural production, and residential mortgages across southeastern Arizona. It does not manage a securities portfolio as a primary activity; its investment is in lending to local businesses and individuals.

### What is Bancorp 34's regulatory status?

Bancorp 34 is a state-chartered bank regulated by the Arizona Department of Insurance and Financial Institutions and the Federal Reserve. It is publicly traded on the OTCQX market under ticker BANCP.

## Related profiles

- [ENDI Corp.](https://altss.com/profile/endi-corp)
- [Cullman Bancorp, Inc.](https://altss.com/profile/cullman-bancorp-inc-md)

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Last updated: 2026-06-03T20:00:00.000Z

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