# Bank of Ireland

Bank of Ireland is a Bank / Wealth / Trust based in Dublin, Ireland.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Dublin, Ireland
- **Region:** Europe
- **Address:** Dublin, Ireland
- **Founded:** 1783
- **Assets under management:** €150–€200 billion in group AuM (Altss estimate)
- **Website:** bankofireland.com
- **LinkedIn:** https://ie.linkedin.com/company/bank-of-ireland

## Regulatory record

- **Reports private funds:** No

## About

Bank of Ireland offers various financial products and services, including current accounts, mortgages, loans, and investments. The bank prioritizes customers' financial wellbeing and provides tools to help them make informed decisions. It also offers premier, business, and corporate banking services.

## People

- Myles O'Grady — Group Chief Executive Officer
- Mark Spain — Chief Financial Officer

## Questions

### How does Bank of Ireland's Davy unit source deal flow for family-office clients?

Davy's corporate-finance and capital-markets desks introduce private clients to Irish mid-market M&A, real-estate syndications, and pre-IPO placements that originate from relationships built across the bank's commercial lending and advisory businesses. The firm also maintains co-investment pipelines with UK and continental European alternative-asset managers. Specific sourcing metrics are not publicly disclosed.

### What happened to the Irish government's stake after the 2008 bailout?

The Irish state took effective control of Bank of Ireland during the 2008–2011 financial crisis and held a peak equity stake above 35% through directed recapitalizations. Gradual share sales and private-capital injections reduced the state's interest, and the government fully exited its remaining position in 2022, returning the bank to wholly private ownership.

### Does the bank commit to external private-equity funds or only direct deals?

Through Davy, it commits to third-party private-equity, real-estate, and private-credit funds on behalf of clients, often via fund-of-fund structures, while also offering direct co-investment opportunities. The bank's own treasury does not make material proprietary GP commitments, a posture shaped by post-crisis regulatory ring-fencing and capital-conservation rules.

### How does the post-crisis regulatory architecture constrain the investment portfolio?

The bank is supervised by the ECB Single Supervisory Mechanism and must comply with CRD IV/CRR capital, liquidity, and large-exposure limits. Its retail and SME deposit base is ring-fenced, restricting the cross-subsidization of proprietary trading. Consequently, investment portfolios skew toward high-quality liquid assets, covered bonds, and senior secured credit rather than opportunistic risk-taking.

## Related profiles

- [Bank of Industry](https://altss.com/profile/bank-of-industry)
- [Bank of Iwate](https://altss.com/profile/bank-of-iwate)

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Updated: 2026-07-10T20:17:05.000Z

Canonical page: https://altss.com/profile/bank-of-ireland

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