Baro Credit

Baro Credit

Baro Credit was established in 2002 by Kim Chung-ho. The firm operates through its parent holding structure Onuri International and maintains full ownership of its core lending business. Baro Credit deploys capital into real estate mortgage loans, corporate lending, and venture strategies that span seed through expansion stages. It maintains exposure across Energy & Utilities, Healthcare, Information Technology, and FinTech. The firm participates in the New Start Fund debt adjustment program with Leadcorp and maintains lending relationships with KDB Capital and IBK Capital. Its geographic focus remains South Korea. The firm employs an undisclosed number of professionals and maintains two offices in Seoul's Yeongdeungpo-gu district. It holds a 100 percent stake in Baro Credit operating company through Onuri International and maintains an affiliate relationship with Barium Holdings. In February 2026 Baro Credit attended the New Start Fund Progress Review Meeting at Government Complex Seoul. Baro Credit functions as a corporate investor with direct ownership of its lending platform rather than a fund-of-funds structure. Its participation in the government-led New Start Fund creates a distinct channel for small-business debt restructuring that sits alongside its commercial mortgage book.