# BitPay

BitPay is an Asset Manager based in Atlanta, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Atlanta, United States
- **Region:** North America
- **Address:** Atlanta, GA, United States
- **Founded:** 2011
- **Assets under management:** Undisclosed
- **Website:** bitpay.com
- **LinkedIn:** https://www.linkedin.com/company/bitpay-inc

## Regulatory record

- **Reports private funds:** No

## About

BitPay is the best crypto app to pay with crypto and accept crypto payments. Create a wallet to buy, store, swap and spend securely. Register as a merchant to accept crypto payments lightning fast.

## Sectors

- FinTech
- Payments
- Enterprise Software

## Questions

### Who runs investment decisions at BitPay?

BitPay is not an investment manager—it is an operating company that builds crypto payment and wallet infrastructure. The firm does not deploy a balance sheet into outside strategies or make fund commitments. Executive leadership is not publicly listed on the firm website; the company invites job applicants to join its team but does not publish a named leadership roster.

### Does BitPay hold crypto on its own balance sheet?

BitPay does not publicly disclose its treasury policy. The consumer wallet is marketed as self-custody, meaning users control their own keys. The merchant processing flow converts incoming crypto to fiat at settlement, limiting the firm's balance-sheet exposure to the short window between payment receipt and conversion.

### How does BitPay's HODL Pay work?

HODL Pay, launched in 2025, allows users to access spending capacity without selling their underlying crypto. The feature functions as a secured credit facility—the crypto position serves as collateral while BitPay fronts the fiat for payments. The firm has not publicly detailed the interest-rate structure, loan-to-value ratios, or specific credit partners.

### Which blockchains does BitPay support?

BitPay supports Bitcoin, Solana, Arbitrum, Optimism, Base, and multiple additional networks. The platform connects to a multichain environment for both merchant acceptance and consumer wallet operations. The addition of Solana in August 2025 expanded stablecoin and SPL-token utility directly inside the BitPay app (per firm blog, August 2025).

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Last updated: 2026-06-03T20:00:00.000Z

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