# Breakwater Wealth Management

Breakwater Wealth Management is an Asset Manager based in New York, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** New York, NY, United States
- **Founded:** 2008
- **Assets under management:** Undisclosed
- **Website:** breakwaterwealth.com
- **LinkedIn:** https://www.linkedin.com/company/breakwater-wealth-management

## Regulatory record

- **CRD number:** 322057
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/322057

## About

BREAKWATER WEALTH MANAGEMENT is a state-registered investment adviser with $36 million in regulatory assets under management. The firm manages $16 million on a discretionary basis. It has 1 employee and 1 investment adviser.

## Sectors

- Private Credit
- Real Estate

## People

- Gregory D. Cramer — Founder and Managing Partner

## Questions

### How does Breakwater structure its client investments?

Breakwater employs a deal-by-deal structuring model. Rather than requiring investors to commit to a multi-year fund with capital calls, the firm sources and underwrites individual credit or real estate lending opportunities, then assembles a syndicate of investors for each specific transaction. This approach gives clients more granular control over their exposure compared to traditional fund-of-funds or commingled structures.

### What geographic markets does Breakwater target?

The firm's lending activity is United States-focused, with particular concentration in the Northeast, where its New York headquarters anchors deal sourcing. Select transactions extend into Sun Belt markets, reflecting the broader U.S. demographic and commercial real estate growth trends. There is no public evidence of international lending activity.

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- [Breakthrough Investing](https://altss.com/profile/breakthrough-investing-llc)
- [Bridgecreek Financial Group](https://altss.com/profile/bridgecreek-financial-group)

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Last updated: 2026-06-03T20:00:00.000Z

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