Campbell Wealth Management

Kelly Campbell is the founder and CEO, and she serves as the principal portfolio strategist for the firm. Investment decisions are made by an internal investment committee, with Campbell setting the overall asset allocation philosophy. The firm uses a combination of in-house research and third-party models to construct retiree-focused portfolios.

The firm prioritizes income generation and capital preservation over aggressive growth. Portfolios are typically built around a mix of dividend-paying equities, investment-grade bonds, and, where appropriate, annuity products. The allocation is designed to produce a steady, predictable income stream that can sustain a household through a 25-to-30-year retirement horizon, adjusting for inflation and sequence-of-returns risk.

While the firm's physical office is in Alexandria, Virginia, and its client base concentrates heavily in the mid-Atlantic region, Campbell Wealth Management can serve clients across the United States through virtual advisory relationships. The firm's public seminars, radio appearances, and the 'Retirement Solved' podcast draw prospective clients from a wider geography, though the team's deep expertise is in the federal employee and military benefits systems specific to the D.C. ecosystem.

As a registered investment advisor, Campbell Wealth Management holds a fiduciary duty to put client interests first. The firm's compensation model is fee-based, charging clients a percentage of assets under management for advisory services, and may receive commissions on certain insurance or annuity products when implemented within a client's broader retirement plan. All compensation structures are disclosed in the firm's Form ADV Part 2.

Campbell Wealth Management integrates tax-efficiency analysis into its retirement planning process, particularly around required minimum distributions, Roth conversions, and Social Security taxation. However, the firm does not employ in-house CPAs or attorneys. It coordinates with a client's external tax and legal professionals and maintains referral relationships with specialists in estate planning and elder law in the D.C. metro area.