# Capital Bank of Jordan

Capital Bank of Jordan is a Bank / Wealth / Trust based in Amman, Jordan.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Amman, Jordan
- **Region:** Middle East
- **Address:** Amman, Jordan
- **Founded:** 1995
- **Assets under management:** Estimated at roughly $11.1 billion (Altss estimate)
- **Website:** www.capitalbank.jo
- **LinkedIn:** https://www.linkedin.com/company/capitalbankjo

## Regulatory record

- **Reports private funds:** No

## About

Capital Bank of Jordan was founded in 1995 and has spent three decades expanding from a domestic commercial lender into a cross-border banking group operating in Jordan and Iraq. Chairman Bassem Khalil Al-Salem presides over an entity that the board describes as a provider of simplified financial solutions, though the firm's structural footprint — licensed banking operations in two sovereign jurisdictions — places it among the more institutionally complex asset-gatherers in the Levant. The bank's wealth origin is corporate and depositor-driven, not a single-family inheritance. The group deploys capital across three primary asset classes: public equities, fixed-income and private credit. Its brokerage unit, Capital Investments, provides the execution pipeline for listed securities on the Amman Stock Exchange, while the bank's treasury and wealth-management divisions direct client assets into regional bond markets and real-estate-linked lending products. The geographic focus spans the Hashemite Kingdom of Jordan and the Republic of Iraq, with the latter accessed through the group's Baghdad-licensed subsidiary. Consumer-banking liabilities — including the Capital Advance and Capital Select salary-advance programs — form a stable, granular deposit base that funds a lending book tilted toward housing loans and personal credit. In 2025, the board approved a cash dividend of 17% of nominal share value (per the firm, May 2026), signaling the income orientation embedded in its capital-allocation model. Group-wide assets are estimated at roughly $11.1 billion (Altss estimate), making Capital Bank one of the largest listed financial groups in Jordan. The firm does not publicly disclose a breakout of its wealth-management or asset-management AUM, but its balance-sheet scale implies a meaningful internal investment portfolio. In May 2026, the General Assembly, chaired by Al-Salem, approved a 17% cash dividend distribution, reflecting a regulatory capital position that permits substantial shareholder returns. The group's adjacent activities include a partnership with MetLife to launch Capital Protect, an insurance affinity program for depositors. No Tiger 21 or R360 membership is disclosed, and the group does not market a dedicated family-office offering. Capital Bank's structural differentiator is its deposit-funded, dual-jurisdiction banking license. Unlike a pure asset manager that raises third-party discretionary capital, the bank funds its investment activities through the spread between its cost of deposits and its yield on loans and securities. This creates a structural liquidity advantage in Jordan's rate environment but also ties the group's credit profile to the sovereign. The Iraq subsidiary adds a second regulatory regime, giving the bank a sourcing channel that regional peers operating solely in Amman do not have.

## Sectors

- Real Estate
- Private Credit

## People

- Bassem Khalil Al-Salem — Chairman

## Questions

### Who runs investment decisions at Capital Bank of Jordan?

Capital Bank operates through a board-led governance structure under Chairman Bassem Khalil Al-Salem. The group does not publicly identify a dedicated chief investment officer for its proprietary portfolio. Investment-banking and wealth-management functions are executed through its Capital Investments brokerage arm, with day-to-day portfolio decisions made by the treasury and asset-management divisions under the board's oversight.

### How does Capital Bank of Jordan source direct deal flow?

The bank sources investment opportunities primarily through its onshore brokerage, Capital Investments, which provides direct access to equities and fixed-income instruments listed on the Amman Stock Exchange. Its dual license in Iraq creates a second sourcing channel for Iraqi sovereign and corporate debt that regional peers without an Iraqi banking subsidiary cannot access.

### Does Capital Bank of Jordan participate in fund commitments or only direct deals?

The group's disclosed investment activities concentrate on direct holdings of listed equities and fixed-income instruments through its Capital Investments broker-dealer. No public filings confirm commitments to third-party private equity or venture capital funds, though its balance sheet scale gives it the capacity to participate in regional credit syndications and consortium-led infrastructure lending.

### Which sectors does Capital Bank of Jordan explicitly avoid?

The bank's 2025 sustainability report signals growing ESG integration, but no sector-exclusion list is publicly maintained. As a Jordanian deposit-funded institution, the group is unlikely to underwrite lending or investment exposure to activities that breach Central Bank of Jordan regulatory prohibitions or international sanctions frameworks applicable to Iraqi operations.

## Related profiles

- [Pension Fund for General Practitioners](https://altss.com/profile/pension-fund-for-general-practitioners)
- [Bank of China International Investment](https://altss.com/profile/bank-of-china-international-investment)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/capital-bank-of-jordan

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology
