# Capital Formation Group

Capital Formation Group is a Multi Family Office based in Philadelphia, United States.

## Overview

- **Organization type:** Multi Family Office
- **Headquarters:** Philadelphia, United States
- **Region:** North America
- **Address:** 2 Newton Executive Park, 2227 Washington Street, Suite 303, Newton, MA 02462, United States
- **Founded:** 1985
- **Assets under management:** Undisclosed
- **Website:** capformgroup.com
- **LinkedIn:** https://www.linkedin.com/company/capital-formation-group-inc

## Regulatory record

- **CRD number:** 104796
- **SEC file number:** 801-60262
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-05-22T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/104796

## About

Capital Formation Group was established in 1985 by John D. Williams, an estate-planning specialist holding ChFC, CLU and TEP designations. The firm grew from his advisory work rather than a single family fortune and now operates as a multi-family office in Newton, Massachusetts. Services center on financial planning, estate structuring, life insurance and investment management. The firm has placed policies including a $6 million life insurance contract and a $1.6 million life settlement for trust-owned coverage. It also reviews trust-owned policies across multiple carriers and assists trustees with keep-or-replace decisions. Operations remain concentrated in North America, primarily the Greater Boston region. The team includes family members Nicholas, Daniel and Michael Williams in leadership roles alongside COO James Lee. John D. Williams maintains memberships in the Million Dollar Round Table Top of the Table, STEP and the Boston Estate Planning Council. No dated operational events from the past 24 months appear in public records. The firm functions as an independent fiduciary without proprietary product mandates, relying on referral-based client acquisition and coordination with external trustees and advisors.

## Sectors

- Insurance

## People

- John D. Williams — Founder, Chairman and CEO
- Michael J. Williams — Vice President
- James Lee — Chief Operations Officer

## Questions

### Who runs investment decisions at Capital Formation Group?

John D. Williams serves as Founder, Chairman and CEO. Nicholas Williams holds the title of President. Day-to-day investment and planning work also involves advisors such as Mikhail Veselov.

### How does Capital Formation Group source proprietary deal flow?

The firm obtains new clients primarily through referrals from existing clients, trustees and professional advisors. It does not publish a formal sourcing network beyond these relationships.

### Does Capital Formation Group participate in fund commitments or only direct deals?

Public materials describe insurance placement, policy reviews and investment management for individual accounts. No fund commitments or co-investments are disclosed.

### What investment stages does Capital Formation Group typically target?

The firm focuses on ongoing financial and estate planning for individuals and trusts. No early-stage venture or growth equity activity is described.

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- [Capital A Ventures](https://altss.com/profile/capital-a-ventures)
- [Capital Guidance](https://altss.com/profile/capital-guidance)

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Last updated: 2026-06-03T20:00:00.000Z

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