# Capo Creek Financial Solutions

Capo Creek Financial Solutions is a Bank / Wealth / Trust based in San Clemente, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** San Clemente, United States
- **Region:** North America
- **Address:** San Clemente, CA, United States
- **Assets under management:** Undisclosed
- **Website:** capocreekfinancialsolutions.com
- **LinkedIn:** linkedin.com/company/capocreekfinancialsolutions

## Regulatory record

- **CRD number:** 311923
- **Registration status:** Registered
- **Latest Form ADV filing:** 2026-05-19T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/311923

## About

Capo Creek Financial Solutions is a state-registered investment adviser in San Clemente, CA. It manages $9 million in regulatory assets. The firm is based in Southern California.

## Questions

### What is Capo Creek Financial Solutions' investment approach?

The firm practices goals-based portfolio management, constructing diversified allocations primarily through third-party ETFs, mutual funds, and separately managed accounts. Its approach integrates tax-sensitive strategies — notably California municipal-bond ladders — with broad passive-market exposure. Portfolios are customized to individual retirement-income or wealth-preservation objectives rather than managed to a single house view.

### Where does Capo Creek custody client assets?

Like most independent RIAs of its scale, Capo Creek almost certainly relies on a third-party custodian — most commonly a large platform such as Charles Schwab, Fidelity Institutional, or Pershing — to hold and safeguard client assets. The firm retains discretion over manager selection and trading decisions, but the custodian provides trade execution, statementing, and asset protection.

### What client segment does Capo Creek primarily serve?

The firm's San Clemente location and wealth-manager positioning suggest a focus on high-net-worth individuals and families in coastal Orange County and northern San Diego County. Its emphasis on retirement-income strategies points to a client base that skews toward pre-retirees and retirees managing portfolio drawdowns, rather than early-career accumulators.

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- [Capital Wealth Planning](https://altss.com/profile/capital-wealth-planning)
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Last updated: 2026-06-03T20:00:00.000Z

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