# Carters Inc

Carters Inc is an Asset Manager based in New York, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** New York, NY, United States
- **Founded:** 2004
- **Assets under management:** Undisclosed
- **Website:** carters-inc.com

## Regulatory record

- **Reports private funds:** No

## About

Brian Carters founded Carters Inc in 2004 to originate short-duration bridge loans secured by transitional commercial and residential real estate. The firm emerged from the post-dot-com credit environment and survived the 2008 financial crisis by adhering to a disciplined loan-to-value framework. Its early identity formed around direct origination of first-lien mortgages and mezzanine debt in secondary and tertiary US markets where traditional bank pullback created a pricing premium (per the firm's official communications). The firm deploys capital across private credit, direct real estate equity, and special situations. On the credit side, it structures senior secured bridge loans, stretch-senior facilities, and preferred equity investments against multifamily, industrial, and mixed-use properties — typically for value-add recapitalizations or acquisition financing. It also acquires performing and non-performing loan pools from regional banks. The equity sleeve targets direct asset ownership where the firm or its principals act as operating partners. Geographic concentration is in the US Southeast and Midwest, with selected exposures in Texas and the Mountain West. Carters Inc operates with a lean internal team and relies on a network of regional brokers, loan servicers, and property managers for origination and asset management. The firm has not publicly disclosed its total committed or deployed capital. It runs no adjacent philanthropic foundation or registered vehicle under a separate brand. Brian Carters remains the sole investment committee member and chief decision-maker, maintaining a flat organizational structure. Carters Inc functions less as a scaled fund manager and more as a principal investment office with opportunistic credit capabilities. Its structural differentiator is an originator-operator model where the founder personally underwrites every loan and reviews every asset-level P&L. That architecture limits scalability but creates a direct alignment of liability and decision rights that is absent in multi-tiered institutional platforms.

## Sectors

- Private Credit
- Real Estate
- Infrastructure
- Special Situations

## People

- Brian Carters — Founder & CEO

## Questions

### What types of loans does Carters Inc originate?

The firm originates senior secured bridge loans, stretch-senior facilities, and mezzanine debt against transitional commercial and residential real estate. It also acquires performing and non-performing loan pools from regional banks. Typical use cases include value-add recapitalizations, acquisition financing, and rescue capital for partially completed developments.

### Who makes investment decisions at Carters Inc?

Brian Carters, the founder and CEO, serves as the sole investment committee member. He personally underwrites every loan and reviews each asset-level P&L. The firm operates with a flat organizational structure and does not delegate credit approval to a separate committee.

### How does Carters Inc source its deal flow?

The firm relies on a network of regional commercial mortgage brokers, loan servicers, community bank relationships, and property managers who bring pre-screened opportunities. It targets secondary and tertiary markets where large institutional lenders have pulled back, creating a pricing premium for specialized non-bank lenders.

### Does Carters Inc invest outside the United States?

No. The firm concentrates its origination and asset acquisition activity in the US Southeast and Midwest, with additional exposure in Texas and the Mountain West. It has not disclosed any non-US investment activity or loan origination.

## Related profiles

- [O-I Glass](https://altss.com/profile/o-i-glass-inc-de)
- [Shanghai Fudan Microelectronics](https://altss.com/profile/shanghai-fudan-microelectronics-co-limitedadr)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/carters-inc

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology