# Cathay Bank

Cathay Bank is a Bank / Wealth / Trust based in Los Angeles, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Los Angeles, United States
- **Region:** North America
- **Address:** Los Angeles, CA, United States
- **Founded:** 1962
- **Assets under management:** Undisclosed
- **Website:** www.cathaybank.com
- **LinkedIn:** https://www.linkedin.com/company/cathay-bank

## Regulatory record

- **Reports private funds:** No

## About

From checking, savings, home mortgages to the convenience of online and mobile banking, Cathay Bank offers customers a wealth of personal banking solutions.

## Sectors

- Real Estate
- Private Credit

## People

- Chang M. Liu — President & Chief Executive Officer

## Questions

### Who runs the bank's lending and credit decisions?

Chang M. Liu serves as President and CEO of Cathay Bank, overseeing its lending strategy and operations. Day-to-day credit decisions are administered through regional lending teams, but the bank’s concentration in commercial real estate and C&I lending reflects a top-down risk appetite set by the executive office and board.

### What asset classes dominate Cathay Bank’s balance sheet?

Commercial real estate loans represent roughly 80% of the bank’s total loan portfolio, including construction, multifamily, and commercial mortgage loans. The remainder is largely allocated to commercial and industrial loans, with a smaller proportion of residential mortgage and consumer lending.

### How is Cathay Bank's ownership structured?

Cathay Bank operates as a wholly owned subsidiary of Cathay General Bancorp, a publicly traded holding company listed on Nasdaq under the ticker CATY. This means the bank is answerable to public shareholders and regulated by federal banking agencies, distinguishing it from privately held family offices or credit funds.

### Does Cathay Bank engage in direct equity investing or only credit?

Cathay Bank is primarily a credit institution, originating and holding loans rather than making equity investments. Its trust division can hold and manage client assets, but the bank itself does not operate a direct private equity or venture capital investment program as a principal.

## Related profiles

- [Caterpillar Ventures](https://altss.com/profile/caterpillar-ventures)
- [Cathay Life Insurance](https://altss.com/profile/cathay-life-insurance)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/cathay-bank

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology