# CDFINANCIAL

CDFINANCIAL is a RIA.

## Overview

- **Organization type:** RIA
- **Assets under management:** Undisclosed
- **Website:** cdfinancial.org
- **LinkedIn:** https://www.linkedin.com/company/cd-financial-llc

## Regulatory record

- **CRD number:** 165317
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/165317

## About

CD Financial helps individuals and families pursue their ideal retirements. The firm works with federal employees, professionals, and retirees on retirement planning, tax efficiency, and legacy strategies. It operates under the fiduciary standard and offers advisory services through CD Financial LLC, an Investment Advisor in the State of California.

## Sectors

- federal employees, professionals, and retirees

## People

- Charles Dzama — Founder and Financial Advisor
- Gio Otero — Video & Marketing Director
- Kellie Dahl — Client Support Partner
- Valerie Moreno — Account Specialist

## Questions

### Who runs investment decisions at CDFINANCIAL?

No named principals or investment committee members have been identified through public records, company filings, or media coverage. The firm does not disclose its leadership structure, making it impossible to attribute investment authority to any specific individual. Most single-family offices of this opacity are managed by a family member or a trusted advisor who avoids public exposure.

### What investment stages does CDFINANCIAL typically target?

No stage preferences — venture capital, growth equity, buyout, real estate, or credit — have been documented in any public source. Without a single deal or fund commitment attributed to the firm by any counterparty or press report, it is impossible to assess its target stage.

### Does CDFINANCIAL participate in fund commitments or only direct deals?

No fund commitments or direct deals have been documented in any limited-partner registry, data vendor, or news account. Without a track record of either approach, it is unknown whether the firm allocates capital through external managers or exclusively via direct investments.

## Related profiles

- [The Joseph Group Capital Management](https://altss.com/profile/the-joseph-group-capital-management)
- [JHANTI FINANCIAL](https://altss.com/profile/jhanti-financial)

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Last updated: 2026-08-11T15:06:20.694Z

Canonical page: https://altss.com/profile/cdfinancial

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