# ChargeAfter

ChargeAfter is an Asset Manager based in New York, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** 12 W 27th St., 11th Floor, New York, NY, United States
- **Assets under management:** Undisclosed
- **Website:** chargeafter.com
- **LinkedIn:** https://www.linkedin.com/company/chargeafter

## Regulatory record

- **Reports private funds:** No

## About

ChargeAfter, one-stop destination for embedded financing and comprehensive consumer finance solutions. Our personalized multi-lender platform.

## Sectors

- FinTech
- Private Credit

## Offices

- Tel Aviv, Israel

## People

- Meidad Sharon — Founder & CEO

## Questions

### How does ChargeAfter's multi-lender waterfall actually work?

When a shopper applies for financing at checkout, ChargeAfter's matching engine instantly cascades the application through its network of independent lenders in a predetermined sequence. The first lender that can approve the customer — whether prime, near-prime, or subprime — returns an offer. If no lender approves, the application moves to the next in the waterfall. This replaces the traditional single-lender setup where a decline ends the financing journey entirely.

### Does ChargeAfter lend off its own balance sheet?

No. ChargeAfter does not issue loans or take credit risk. It operates as a technology platform connecting merchants and financial institutions to a curated network of third-party lenders. All underwriting decisions and loan funding come from the lenders in its network — the platform provides the matching logic, compliance standardization, and back-office tooling.

### Which financial institutions white-label ChargeAfter's technology?

ChargeAfter's website states it works with tier-one banks and financial institutions through a white-label Lending Hub platform, but it does not publicly name specific institutional clients. Inquiries about named bank relationships should be directed to the firm's financial-institutions sales team.

### What merchant size and geographies does ChargeAfter serve?

The firm targets mid-size and enterprise merchants with annual sales revenue exceeding $25 million. Its merchant business is active in the United States, Canada, and Australia. Industries cited on its site include furniture, home improvement, and retail — the platform is omnichannel, supporting in-store, eCommerce, telesales, and in-home financing journeys.

## Related profiles

- [Parrot Finance](https://altss.com/profile/parrot-finance)
- [Jump](https://altss.com/profile/jump)

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Last updated: 2026-06-03T20:00:00.000Z

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