# Chip

Chip is an Asset Manager based in London, United Kingdom.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** London, United Kingdom
- **Region:** Europe
- **Address:** London, United Kingdom
- **Founded:** 2017
- **Assets under management:** Undisclosed
- **Website:** getchip.uk
- **LinkedIn:** https://www.linkedin.com/company/chip

## Regulatory record

- **Reports private funds:** No

## About

Chip provides design, marketing, installation, and support services for high-end security and management systems. Established in 1990, it operates in the hospitality, security, and management sectors in Lebanon through a consultative selling approach.

## Sectors

- WealthTech
- Savings
- Investing
- FinTech

## Questions

### How does Chip structure its investment offering, and who manages the underlying assets?

Chip offers a General Investment Account and a Stocks & Shares ISA through Chip Financial (Investments) Limited, giving users access to over 40 curated investment funds. The underlying assets are managed by third-party fund managers, not by Chip directly. The firm acts as a distributor and technology platform, earning revenue through product fees rather than active portfolio management mandates.

### What is Chip's regulatory standing in the United Kingdom?

Chip Financial Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 911255. Savings accounts are powered by ClearBank and other UK-licensed institutions, with eligible deposits covered by the Financial Services Compensation Scheme up to £120,000 per person, per institution. Money held in Chip's investment accounts is eligible for FSCS protection on balances up to £85,000.

### Does Chip participate in direct private-market deals or venture investments?

No. Chip identifies as a retail wealth platform and does not participate in direct private-market dealmaking, co-investments, or venture capital. Its investment product is limited to curated public-market funds accessible through its mobile application.

### How is Chip capitalised, and who owns the firm?

Chip is backed by a community of more than 27,000 individual shareholders, an unconventional structure for a regulated asset manager. The firm has not disclosed lead institutional investors or a controlling family office, and no single wealth origin has been publicly attributed to its founding.

### What savings vehicles does Chip offer beyond its investment accounts?

Chip's savings suite includes the Smart Cash ISA, Chip Cash ISA, Prize Savings Account, Instant Access Account, and Easy Access Saver. The Prize Savings Account is a no-interest product that instead enters savers into a monthly prize draw, with a £500,000 total prize pool offered in December of the draw's launch year.

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Last updated: 2026-07-11T16:18:59.000Z

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