# Clearwater Capital Partners Clearwater Capital Partners is a Multi Family Office based in Hoffman Estates, United States. ## Overview - **Organization type:** Multi Family Office - **Headquarters:** Hoffman Estates, United States - **Region:** North America - **Address:** Hoffman Estates, IL, United States - **Founded:** 2010 - **Assets under management:** Undisclosed - **Website:** ccpwealth.com - **LinkedIn:** linkedin.com/company/clearwatercorp ## Regulatory record - **CRD number:** 139886 - **Registration status:** APPROVED - **Latest Form ADV filing:** 2026-05-11T05:00:00.000Z - **Reports private funds:** No - **Private funds reported:** 0 - **IAPD record:** https://adviserinfo.sec.gov/firm/summary/139886 ## About Clearwater Capital Partners (CCP) sits in the northwestern Chicago suburbs, a geographic choice that defines its practice. The firm targets families whose liquidity events or accumulated professional earnings require more deliberate structure than a brokerage relationship but whose scale does not yet command the attention of the national multi-family offices headquartered downtown. CCP's posture is planning-forward — estate strategy, intergenerational transfer, concentrated-stock diversification — with investment implementation flowing from the planning framework rather than driving it. The firm constructs multi-asset-class portfolios spanning public equities, fixed income, private capital, and real estate, typically implemented through a mix of direct securities, separately managed accounts, and curated alternative fund commitments. Stage and sector tilts vary by client mandate rather than a house view. CCP does not publicly disclose its manager roster or specific portfolio company names. The investment process emphasizes after-tax outcomes and drawdown management, reflecting the tax sensitivity of its Illinois client base. CCP is deliberately lean — there is no large institutional asset-gathering franchise behind it, and it does not operate satellite offices in Sun Belt relocation magnets. That localized, relationship-concentrated structure means a small team of advisors and analysts, each managing a client count that allows quarterly, rather than annual, direct principal contact. The firm does not maintain a separate philanthropic foundation, opting instead to embed charitable planning within its broader estate architecture. Structurally, CCP functions as an independent multi-family office with no parent bank, no proprietary product shelf, and no cross-sale pressure — a configuration that is difficult to scale but aligns the firm's revenue solely with advisory fees. That independence is the genuine structural differentiator in a Midwest corridor dominated by bank-owned wealth management divisions and insurance-affiliated advisory practices. ## Questions ### Who runs investment decisions at Clearwater Capital Partners? Clearwater Capital Partners operates a team-based advisory model where investment decisions flow from client-specific planning objectives rather than a single CIO mandate. The firm has not publicly disclosed an individual chief investment officer or named lead portfolio manager as of its most recent regulatory filings. Advisor teams coordinate with external custodians and fund managers to implement allocation decisions. ### How does Clearwater Capital Partners source its clients? CCP draws clients predominantly from the Chicago metropolitan region, with a concentration in the northwest suburban corridor where it is headquartered. The firm's client base includes business owners executing liquidity events, corporate executives with concentrated equity positions, and professionals whose wealth has outgrown standardized retail advice. Referral networks from estate attorneys and accountants in the region form its primary sourcing channel. ### What is Clearwater Capital Partners' known posture on tax planning? Tax planning is central to CCP's investment process. The firm emphasizes after-tax outcomes, concentrated-stock diversification strategies, and intergenerational transfer architecture that accounts for Illinois state tax exposure. Investment implementation — including asset location across taxable, tax-deferred, and tax-exempt accounts — follows the planning framework rather than dictating it. ## Related profiles - [ClearView Wealth Management](https://altss.com/profile/clearview-wealth-management) - [Clemson University Foundation](https://altss.com/profile/clemson-university-foundation-cuf) --- Last updated: 2026-06-03T20:00:00.000Z Canonical page: https://altss.com/profile/clearwater-capital-partners-ccp Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology