# Cline Financial Concepts

Cline Financial Concepts is an Asset Manager based in Champaign, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Champaign, United States
- **Region:** North America
- **Address:** Berkeley, CA, United States
- **Founded:** 1981
- **Assets under management:** Under $1B (Altss estimate)
- **Website:** clinefinancialconcepts.com
- **LinkedIn:** https://www.linkedin.com/company/scott-cline-78aba844

## Regulatory record

- **CRD number:** 135679
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/135679

## About

Cline Financial Concepts, LLC is a state-registered investment adviser in Champaign, IL. The firm manages $87 million in assets, $82 million on a discretionary basis. It has 1 employee and 1 investment adviser.

## Sectors

- Real Estate
- Private Credit

## People

- R. John Cline — President

## Questions

### Who runs investment decisions at Cline Financial Concepts?

R. John Cline, the firm's founder and President, has led all investment decisions since the firm was established in 1981. He remains the central decision-maker, sourcing and structuring each transaction the firm presents to its capital partners. There is no publicly disclosed investment committee beyond Mr. Cline himself.

### What asset classes does Cline Financial Concepts invest in?

The firm's primary focus is direct real estate development and private credit secured by real estate. It has historically engaged in residential infill projects, commercial bridge lending, and construction loans across Northern California, with select activity in Southern California and Nevada.

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/cline-financial-concepts-llc

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