# Compass Financial Group

Compass Financial Group is a Bank / Wealth / Trust based in San Antonio, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** San Antonio, United States
- **Region:** North America
- **Address:** Sioux Falls, SD, United States
- **Founded:** 2003
- **Assets under management:** Undisclosed
- **Website:** compassfin.net
- **LinkedIn:** https://www.linkedin.com/company/frank-dimicelli-529aa422

## Regulatory record

- **CRD number:** 328412
- **Registration status:** Registered
- **Latest Form ADV filing:** 2026-05-14T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/328412

## About

Compass Financial Group is a registered investment advisor based in Sioux Falls, South Dakota, serving individuals, high-net-worth individuals, and various business types. The firm maintains an independent RIA structure and provides financial planning, portfolio management, and pension consulting services with custody through Charles Schwab and partnerships with fund families including American Funds and Vanguard. The firm's investment posture is retail-oriented, built on a foundation of life insurance products, individual investments, and employer-sponsored retirement plans. Compass Financial Group is a Dave Ramsey SmartVestor Pro, a designation that connects the firm to Ramsey's national network of financial professionals who commit to recommending high-commission American Funds products and term life insurance as core client solutions. Client assets are custodied at Schwab and accessible via the Schwab Alliance platform, while 401(k) administration runs through Vanguard and proprietary Retirement LLC structures. The firm does not indicate participation in direct private investments, co-investments, or institutional asset classes. Its geographic footprint is centered in the Upper Midwest, with contact information pointing to the Sioux Falls headquarters. The size of Compass Financial Group is not publicly disclosed, and no team member names, professional biographies, or headcount figures are available on the firm's website. The firm directs clients to a client web portal and dedicated mobile applications for Apple and Android devices for account access. No adjacent vehicles, philanthropic foundations, or club memberships are disclosed. Recent activity cannot be verified from public sources. The firm's structural distinction is its role as a SmartVestor Pro within the broader Dave Ramsey ecosystem, which functions as a lead-generation and standardization layer for a national network of RIAs. Rather than developing proprietary institutional capabilities, Compass Financial Group integrates with a defined external brand playbook for client acquisition and asset management, routing advice through a prescribed product set and a third-party custodian.

## Sectors

- Financial Services

## Questions

### What is the firm's relationship with Dave Ramsey and the SmartVestor Pro program?

Compass Financial Group is a Dave Ramsey SmartVestor Pro, a designation that connects the firm to Ramsey Solutions' national referral network. SmartVestor Pros are vetted financial professionals who commit to the program's standards, which historically have included recommending high-commission American Funds and term life insurance. The relationship functions as a primary client-acquisition channel and shapes the firm's product shelf toward Ramsey-endorsed solutions.

### Does Compass Financial Group offer direct private investments or alternative assets?

There is no indication that Compass Financial Group offers direct private investments, alternatives, or institutional co-investment vehicles. The firm's disclosed services — life insurance, individual investments, and employer-sponsored plans — are centered on traditional retail asset management. No private equity, venture capital, private credit, or hedge fund access is mentioned in any publicly available source.

## Related profiles

- [Compass Capital Corporation](https://altss.com/profile/compass-capital-corporation)
- [Confluence Financial Partners](https://altss.com/profile/confluence-wealth-services)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/compass-financial-group

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology