# Concordia University Pension Plan

Concordia University Pension Plan is a Pension Fund based in Montreal, Canada.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Montreal, Canada
- **Region:** North America
- **Address:** Montreal, Quebec, Canada
- **Founded:** 1974
- **Assets under management:** Undisclosed
- **Website:** concordia.ca
- **LinkedIn:** linkedin.com/company/concordia-university

## Regulatory record

- **Reports private funds:** No

## About

The Pension Plan for the Employees of Concordia University provides defined-benefit retirement security for faculty and staff of one of Montreal's two English-language universities. The plan is overseen by an investment sub-committee chaired by Patricia Saputo, also CFO of Placements Italcan Inc. The committee directs strategy through the Concordia University Inter-generational Fund, a vehicle that pools pension and endowment assets under a single investment policy. Asset allocation spans private real estate, farmland and timberland, absolute return strategies, private debt, and private infrastructure. The inter-generational structure permits heavier weighting to illiquid assets than a standalone pension fund might typically carry. Direct real estate holdings include commercial properties, while the farmland and timberland portfolio provides inflation-sensitive exposure uncommon among Canadian university plans. The plan also commits to absolute return and private credit strategies, though specific manager relationships remain undisclosed. The plan operates from the university's main campus in Montreal. Patricia Saputo brings external governance perspective through prior involvement with Tiger 21, the peer advisory network for high-net-worth investors. Marc Gauthier, Concordia's Treasurer and CIO, handles day-to-day investment oversight. Sam Reda serves as Vice Chairman of the plan. The Concordia University Foundation operates as the affiliated philanthropic entity, structurally separate from the pension plan. The combined pension-endowment vehicle is the plan's defining operational feature. Pooling the two pools creates scale efficiencies and allows the pension plan to access long-duration assets — farmland, timberland, infrastructure — that match its liability profile, while the endowment side benefits from professionalized management that a standalone university foundation might struggle to support.

## Sectors

- Real Estate
- Infrastructure
- Private Credit
- Hedge Funds
- Agriculture
- Timberland

## People

- Patricia Saputo — Chair of the Pension Plan and the Investment Sub-committee
- Marc Gauthier — Treasurer and Chief Investment Officer
- Sam Reda — Vice Chairman

## Questions

### How is the Concordia University Pension Plan structured?

The plan provides defined-benefit pensions to Concordia University employees. Investment assets are managed through the Concordia University Inter-generational Fund, which combines the pension plan's assets with the university's endowment under a single investment policy. This pooled structure is unusual among Canadian universities and is designed to extend the investment time horizon.

### Who oversees investment decisions for the plan?

An investment sub-committee chaired by Patricia Saputo directs the plan's strategy. Marc Gauthier, Concordia's Treasurer and Chief Investment Officer, is responsible for day-to-day investment management. Sam Reda serves as Vice Chairman of the pension plan.

### How is the plan different from the Concordia University Foundation?

The pension plan manages retirement assets for university employees under a defined-benefit formula. The Concordia University Foundation is a separate philanthropic entity that handles donations and charitable disbursements. The two are structurally distinct, though both benefit from governance ties to the university's treasury function.

## Related profiles

- [Concordia Oeco](https://altss.com/profile/concordia-oeco-lebensversicherung)
- [Concordia Wealth Management](https://altss.com/profile/concordia-wealth-management)

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Last updated: 2026-06-03T20:00:00.000Z

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