# Continuum Wealth Advisors

Continuum Wealth Advisors is a Multi Family Office based in Saratoga Springs, United States.

## Overview

- **Organization type:** Multi Family Office
- **Headquarters:** Saratoga Springs, United States
- **Region:** North America
- **Address:** Saratoga Springs, NY, United States
- **Founded:** 2010
- **Assets under management:** Undisclosed
- **Website:** contwealth.com
- **LinkedIn:** https://www.linkedin.com/company/continuum-wealth-advisors-llc

## Regulatory record

- **CRD number:** 152895
- **SEC file number:** 801-71245
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/152895

## About

Continuum Wealth Advisors is an SEC-registered investment adviser in Saratoga Springs, NY, registered since 2010. The firm manages $346 million in assets, with $338 million on a discretionary basis. It has 7 employees and 5 investment advisers.

## Sectors

- Private Wealth Management
- Tax Strategy

## People

- Timothy M. Smith — Wealth Advisor | Managing Partner | CEO
- David Rath — Wealth Advisor | Partner | CIO
- Patrick Kalish — Director of Financial Planning | Wealth Advisor
- Jennifer L. Henry — CCO | VP, Advisory Services
- Sarah Dorsey — Managing Member (Tax Team)

## Questions

### Who runs investment decisions at Continuum Wealth Advisors?

David Rath, CFA, CMT, serves as Partner and Chief Investment Officer, overseeing portfolio construction and risk management. CEO Timothy M. Smith and Director of Financial Planning Patrick Kalish, CFP, collaborate on client-level implementation. The firm's website emphasizes active protection during market downturns rather than passive indexing, a posture driven by Rath's technical analysis charter.

### How does Continuum Wealth Advisors incorporate tax planning into advisory work?

Tax preparation is integrated through Sarah Dorsey, CPA, the firm's Managing Member for tax services, and her team of staff accountants. Unlike most RIAs that refer clients to external CPAs, Continuum houses both disciplines within the same entity, enabling concurrent portfolio-decumulation and tax-filing decisions. This structure targets retirees with concentrated equity positions and required minimum distributions.

## Related profiles

- [Confluence Financial Partners](https://altss.com/profile/confluence-wealth-services)
- [Core Wealth](https://altss.com/profile/core-wealth)

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Last updated: 2026-07-06T01:24:14.474Z

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