# Cornerstone Financial Planning

Cornerstone Financial Planning is a RIA based in Colorado Springs, United States.

## Overview

- **Organization type:** RIA
- **Headquarters:** Colorado Springs, United States
- **Region:** North America
- **Address:** Portland, OR, United States
- **Founded:** 2004
- **Assets under management:** Undisclosed
- **Website:** cornerstoneplanning.com
- **LinkedIn:** https://www.linkedin.com/company/daniel-huffman-cornerstonefiplanning

## Regulatory record

- **CRD number:** 324007
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/324007

## About

Cornerstone Financial Planning was founded in Portland, Oregon in 2004 as a registered investment advisor serving a mix of individual clients, high-net-worth households, trusts, estates, and charitable organizations. The firm operates as a pure wealth manager rather than an asset gatherer, meaning it constructs client portfolios rather than manufacturing proprietary investment products. This structure aligns compensation with advisory and service fees, not product distribution margins. The practice's investment methodology relies on externally managed vehicles — primarily ETFs, mutual funds, and separately managed accounts — allocated across domestic and international equity, fixed income, and cash equivalents. The firm does not operate a venture capital or private equity platform, and its known client base remains concentrated in the Pacific Northwest. Its service model integrates cash-flow planning, retirement projections, insurance analysis, and estate coordination, positioning it as a comprehensive financial planner rather than a specialist manager. Team size and assets under management are not publicly disclosed, consistent with many private RIAs of this vintage and geographic scope. The firm has maintained a single-office presence in Portland since inception without expanding to additional cities or launching adjacent wealth-management brands. No philanthropic foundation, family-office conversion, or multi-family-office spinout appears in its public record. In August 2024, the firm's public-facing posture remained unchanged, with its website emphasizing fee-only fiduciary planning for long-term client relationships. The structural differentiator is disciplined locality.

## Sectors

- Wealth Management
- Financial Planning

## Questions

### Does the firm manage proprietary investment products or funds?

No. Cornerstone Financial Planning constructs client portfolios using externally managed vehicles such as ETFs, mutual funds, and separately managed accounts. The firm does not offer in-house hedge funds, private equity funds, or venture capital vehicles. This open-architecture posture reduces product-conflict risk, though it also means the firm does not originate direct private-market deal flow.

### What investment asset classes does Cornerstone Financial Planning typically use in client portfolios?

The firm allocates across traditional liquid asset classes: domestic equities, international equities, fixed income, and cash equivalents. There is no public evidence of allocations to private equity, venture capital, real estate syndications, or direct alternatives. The portfolio construction philosophy flows from financial planning goals rather than tactical alpha-seeking — a posture common among planning-centric RIAs.

### How does the firm charge for its services?

Cornerstone Financial Planning operates on a fee-only basis, meaning compensation comes from advisory and planning fees rather than commissions or product-sale incentives. Its public materials describe a fiduciary commitment aligned with client interests. Specific fee schedules — whether asset-based, flat retainer, or hourly — are not publicly disclosed.

## Related profiles

- [Cornerstone Asset Management](https://altss.com/profile/cornerstone-asset-management)
- [Cornerstone Wealth Advisors](https://altss.com/profile/cornerstone-wealth-advisors)

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Last updated: 2026-08-11T02:43:31.692Z

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