# Cover Genius

Cover Genius is an Asset Manager based in New York, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** New York, United States
- **Founded:** 2013
- **Assets under management:** Undisclosed
- **Website:** covergenius.com
- **LinkedIn:** https://www.linkedin.com/company/cover-genius

## Regulatory record

- **Reports private funds:** No

## About

Cover Genius seamlessly integrates insurance and protection products into your customer online journey. Get in touch today to find out more.

## Sectors

- InsurTech
- FinTech
- Travel
- Mobility & Transportation
- Logistics
- Media & Entertainment

## People

- Angus McDonald — Co-Founder & Chief Executive Officer

## Questions

### How does Cover Genius source its distribution partnerships?

Cover Genius integrates its XCover API directly into the transaction flows of large digital platforms — airlines, e-commerce marketplaces, and ride-hailing apps. Partners such as Ryanair, Uber, and Priceline embed tailored protection offers at checkout, creating a single integration point for global coverage.

### Who leads insurance structuring and product development at Cover Genius?

Product and insurance leadership sits with Chief Product Officer Amir Massoudi and Senior Vice President of Insurance Daniel Chavenson. The extended leadership team also includes Vice Presidents covering travel, digital commerce, and product operations, reflecting a structure that aligns product design tightly with each vertical's regulatory and market requirements.

### Is Cover Genius a licensed carrier or a broker?

Cover Genius operates as a globally licensed or authorized insurance platform. The firm holds the ability to issue policies in over 60 countries and all 50 US states, functioning more as a vertically integrated insurtech than a traditional broker or MGA that relies entirely on third-party paper.

### What sectors does Cover Genius specifically target for embedded protection?

The firm targets travel, digital commerce and marketplaces, platforms and fintech, live event ticketing, logistics and shipping, mobility and auto, and the gig economy. Its partner list — including AXS, Ola, and Flipkart — reflects active penetration across each of these categories.

### Does Cover Genius handle claims payment directly?

Yes. The firm consistently references managing the end-to-end experience, including a post-claims process that it claims produces industry-leading Net Promoter Scores. The XCover platform issues payments directly to customers, which is a key differentiator from brokered models where a third-party carrier handles claims.

## Related profiles

- [TAP Software Holdings](https://altss.com/profile/tap-software-holdings)
- [Miura](https://altss.com/profile/miura)

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Last updated: 2026-06-03T20:00:00.000Z

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