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Direkte Leben
Direkte Leben was established as a life insurer in Germany. Dr. Guido Bader serves as chairman. The firm maintains a 100 percent ownership link to Stuttgarter...
Direkte Leben
Direkte Leben was established as a life insurer in Germany. Dr. Guido Bader serves as chairman. The firm maintains a 100 percent ownership link to Stuttgarter Versicherung Holding AG. Its portfolio consists of a mortgage and land charge book focused on commercial loans in Germany, direct commercial real estate holdings, and technical provisions valued at 594.2 million EUR. The insurer joined the UN Principles for Responsible Investment in 2023 and applies ESG criteria to asset selection. It also participates in BiPRO e.V., the German insurance standardization body. The firm lists PwC as auditor since 2023 and USU Digital Consulting for IT architecture since 2012. No additional offices or headcount figures appear in available records. No operational events from the last 24 months are documented. Direkte Leben functions strictly as an insurance balance-sheet manager rather than an external asset manager or family office. Its investment activity remains confined to assets that support policyholder liabilities within the Stuttgarter group structure.
General information
Firm type
Insurance
Year founded
2018
Location
Region
Europe
Country
Germany
City
Stuttgart
Principals
Dr. Guido Bader
Chairman of the Board
Ralf Berndt
Board member responsible for sales and marketing
Frank Karsten
Former Chairman of the Board
Sector focus
Frequently asked questions
Who runs investment decisions at Direkte Leben?
Dr. Guido Bader serves as chairman of the board. Ralf Berndt oversees sales and marketing on the board.
What assets back Direkte Leben policies?
The cover pool includes a mortgage and land charge portfolio of commercial loans in Germany plus direct commercial real estate holdings.
How is Direkte Leben related to Stuttgarter Versicherungsgruppe?
Direkte Leben operates as a 100 percent subsidiary of Stuttgarter Versicherung Holding AG.
Does Direkte Leben follow responsible investment standards?
The firm became a UN PRI signatory in 2023 and integrates ESG criteria into investment selection.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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