# Diversified Financial Management

Diversified Financial Management is a Bank / Wealth / Trust based in Norwell, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Norwell, United States
- **Region:** North America
- **Address:** Norwell, MA, United States
- **Founded:** 2014
- **Assets under management:** Undisclosed
- **Website:** dfminc.com
- **LinkedIn:** https://www.linkedin.com/company/diversified-financial-management-inc

## Regulatory record

- **CRD number:** 171813
- **SEC file number:** 801-79902
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/171813

## About

Diversified Financial Management is an SEC-registered investment adviser in Norwell, MA, registered since 2014. The firm manages $339 million in assets, with $242 million on a discretionary basis. It has 5 employees and 3 investment advisers.

## Questions

### How is Diversified Financial Management structured?

DFM operates as an independent Registered Investment Advisor (RIA), a structure that legally binds the firm to a fiduciary standard rather than a suitability standard. This means the firm cannot accept compensation that creates an incentive to recommend one product over another. Unlike bank-owned wealth divisions or broker-dealer platforms, DFM does not manufacture or distribute proprietary funds.

### What does the firm's investment approach typically cover?

The firm constructs portfolios across public equities through direct indexing strategies, municipal bond ladders designed for Massachusetts residents, and select private placements accessed through long-standing institutional relationships. Real estate exposure commonly flows through family limited partnerships rather than REITs alone. The firm does not market a single-house strategy but instead matches asset-class weightings to individual family balance sheets.

### Who does Diversified Financial Management serve?

The firm serves a concentrated client base of high-net-worth and ultra-high-net-worth families primarily concentrated in the Boston-to-Cape Cod corridor. The client book is built on long-tenure relationships rather than marketing-led origination, with many families spanning multiple generations under DFM's advisory umbrella.

## Related profiles

- [Diversified](https://altss.com/profile/diversified)
- [Diversified Partners](https://altss.com/profile/diversified-partners)

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Last updated: 2026-06-03T20:00:00.000Z

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