# Enova International

Enova International is an Asset Manager based in Chicago, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Chicago, United States
- **Region:** North America
- **Address:** Chicago, IL, United States
- **Founded:** 2004
- **Assets under management:** Undisclosed
- **Website:** enova.com
- **LinkedIn:** https://www.linkedin.com/company/enova-international

## Regulatory record

- **Reports private funds:** No

## About

Enova International is a financial technology company founded in 2004 in Chicago, Illinois. It offers online financial services across various sectors, including credit solutions for non-prime consumers and businesses. The company's technology platform, Colossus, supports its services.

## Sectors

- FinTech
- Consumer Lending
- Small Business Lending

## People

- David Fisher — Chief Executive Officer

## Questions

### Who leads investment decisions at Enova International?

David Fisher serves as Chief Executive Officer and oversees the company's strategic direction. Underwriting decisions are driven by the firm's proprietary machine learning models, with risk management overseen by a dedicated credit team.

### Does Enova participate in fund commitments or only direct lending?

Enova does not operate as a fund manager. It originates and holds consumer and small business loans on its balance sheet, funded through a combination of operating cash flow, securitizations, and a revolving credit facility.

### Which sectors does Enova explicitly avoid?

Enova avoids traditional mortgage lending, student loans, and auto lending. Its focus remains on unsecured consumer and small business credit where its machine learning models provide a comparative advantage.

### How is Enova related to its spin-off parent Cash America?

Enova was spun out of Cash America, a pawnshop chain, in 2004. The two entities became independent publicly traded companies, and Cash America later merged with EZCorp in 2016.

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- [National Institute of Nursing Research](https://altss.com/profile/national-institute-of-nursing-research)
- [Velocity Fintech Ventures](https://altss.com/profile/velocity-fintech-ventures)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/enova-international

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