# Evensky & Katz/Foldes Wealth Management Evensky & Katz/Foldes Wealth Management is a Bank / Wealth / Trust based in Coral Gables, United States. ## Overview - **Organization type:** Bank / Wealth / Trust - **Headquarters:** Coral Gables, United States - **Region:** North America - **Address:** Coral Gables, FL, United States - **Founded:** 2001 - **Assets under management:** Undisclosed - **Website:** evensky.com - **LinkedIn:** https://www.linkedin.com/company/evensky-&-katz ## Regulatory record - **CRD number:** 109698 - **SEC file number:** 801-60104 - **Registration status:** APPROVED - **Latest Form ADV filing:** 2026-03-19T05:00:00.000Z - **Reports private funds:** No - **Private funds reported:** 0 - **IAPD record:** https://adviserinfo.sec.gov/firm/summary/109698 ## About Evensky & Katz/Foldes Wealth Management continues the practice Harold Evensky established, anchored in Coral Gables, Florida. Evensky is a widely recognized figure in financial planning circles, having served as a national chair for the profession's key associations and teaching the discipline at Texas Tech University. The firm's roots trace back decades, predating the mass-market shift toward fiduciary wealth management, and its longevity reflects a model built on advisory principles rather than transactional brokerage. The firm's strategy revolves around integrated wealth management, coupling portfolio construction with retirement income planning, tax strategy, and estate coordination. Asset-class exposure is typically achieved through low-cost institutional funds and ETFs, avoiding the high-commission structured products that the firm's founders long criticized. While specific portfolio companies are not publicly detailed, the approach emphasizes asset allocation over single-security selection. Geographic coverage centers on South Florida, with clients concentrated in the Coral Gables and greater Miami area, though the firm's influence through academic and professional channels extends nationally. Scale remains deliberately opaque—neither AUM nor total advisors are publicly enumerated. The firm's reputation, however, is amplified by its principals' prolific publishing. Harold Evensky and Deena Katz have co-authored and edited multiple textbooks used in university financial planning programs, positioning the firm as a thought leader rather than a high-growth asset gatherer. This publishing arm, alongside ongoing university affiliations, serves as an adjacent vehicle for influence that most RIA practices lack. A structural differentiator for Evensky & Katz is its position as an intellectual anchor for the profession. Where most RIAs operate as local businesses, this firm has, through its founders, shaped the curriculum and ethics standards that train the next generation of advisors. The practice serves as a living laboratory for the planning-centric, evidence-based portfolio theory they teach—a loop from lecture hall to client statement that few other firms can credibly claim. ## Sectors - Wealth Management - Financial Planning ## People - Harold Evensky — Chairman - Deena Katz — Associate Professor, Texas Tech University; former Chair of Evensky & Katz - Robert Foldes — Principal ## Questions ### What is the firm's core investment philosophy? The firm follows an evidence-based investment philosophy rooted in modern portfolio theory, utilizing broad diversification and a focus on asset allocation. It traditionally favors low-cost, passive investment vehicles over active stock-picking or market timing. The advisory process centers on comprehensive financial planning, where the portfolio serves the life goals outlined in the plan rather than existing as a standalone performance entity. ### How does the firm's approach to wealth management differ from traditional brokerages? Since its inception, the firm has operated as a fee-only fiduciary, meaning it does not accept commissions, referral fees, or third-party compensation for product sales. This structure avoids the conflicts of interest inherent in broker-dealer and insurance-affiliated models. Harold Evensky was among the early adopters nationally of this compensation model, advocating for its adoption as an ethical standard in the planning profession. ### Does the firm manage assets for high-net-worth individuals or institutional clients? The client base is predominantly high-net-worth individuals and families, with a particular focus on retirement-income planning for professionals and business owners. The firm does not publicly market itself as an institutional manager but rather as a boutique family wealth advisory. Its principals' academic work on distribution-phase portfolio management is a defining specialization. ### What role do the principals play in the broader financial services industry? Harold Evensky is a past national chairman of the International Association for Financial Planning (IAFP) and the CFP Board of Examiners. Deena Katz, his daughter and business partner, is a past national chair of the National Association of Personal Financial Advisors (NAPFA). Both have been editors of the 'Journal of Financial Planning' and are distinguished professors at Texas Tech University's top-ranked Personal Financial Planning program. ## Related profiles - [Evens Foundation](https://altss.com/profile/evens-foundation) - [EverBank](https://altss.com/profile/ever-bank) --- Last updated: 2026-07-06T00:33:15.675Z Canonical page: https://altss.com/profile/evensky-katz-foldes-wealth-management Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology