# Fee-Only Financial Planning

Fee-Only Financial Planning is a RIA based in Chicago, United States.

## Overview

- **Organization type:** RIA
- **Headquarters:** Chicago, United States
- **Region:** North America
- **Address:** Chicago, IL, United States
- **Founded:** 2014
- **Assets under management:** Undisclosed
- **Website:** feeonlyfinancial.com

## Regulatory record

- **CRD number:** 128824
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/128824

## About

FEE-ONLY FINANCIAL PLANNING is a state-registered investment adviser. The firm manages approximately $62 million in regulatory assets. It has 1 employee and 1 investment adviser.

## People

- Kevin Kingston — Founder and Managing Partner

## Questions

### How does the firm charge for its services?

Fee-Only Financial Planning uses a flat-fee or hourly billing model. Clients pay a predetermined project fee for a comprehensive financial plan or an hourly rate for targeted consultations. The firm does not accept commissions, referral fees, or asset-based fees, and it has publicly committed to refusing all revenue-sharing arrangements with custodians or product providers.

### What type of client does Fee-Only Financial Planning typically serve?

The firm targets do-it-yourself investors who have accumulated meaningful assets in tax-advantaged accounts and are approaching retirement, but who want a professional financial roadmap without ongoing portfolio-management fees. Its client base includes Illinois-based professionals, academics, and pre-retirees who are comfortable executing their own trades at discount brokerages.

### How is Fee-Only Financial Planning different from a typical fee-only RIA?

Most fee-only RIAs charge clients a percentage of assets under management. Kingston's firm has eliminated that model entirely, charging only project or hourly fees and explicitly refusing any compensation tied to client asset levels. This makes it a hardline fee-only practice in an industry where the AUM model remains dominant even among fiduciaries.

## Related profiles

- [Integrated Planning Strategies](https://altss.com/profile/integrated-planning-strategies-llc)
- [Stonehearth Capital Management](https://altss.com/profile/stonehearth-capital-management)

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Last updated: 2026-06-03T20:00:00.000Z

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