# Fident Financial

Fident Financial is an Asset Manager based in Lancaster, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Lancaster, United States
- **Region:** North America
- **Address:** Lancaster, PA, United States
- **Founded:** 2013
- **Assets under management:** Undisclosed
- **Website:** fidentfinancial.com
- **LinkedIn:** https://www.linkedin.com/company/jeremywalter

## Regulatory record

- **CRD number:** 286510
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/286510

## About

Fident Financial, LLC is a state-registered investment adviser with approximately $55 million in regulatory assets under management. The firm employs 1 employee and 1 investment adviser. It operates with a single office.

## People

- Daniel R. Wrenne — Founder & Financial Planner
- Timothy J. Hayes — Financial Planner

## Questions

### Who runs investment and planning decisions at Fident Financial?

Dan Wrenne founded the firm in 2013 and serves as its lead financial planner. He is a CERTIFIED FINANCIAL PLANNER™ and a NAPFA-registered advisor, which requires a fee-only fiduciary obligation to every client. Timothy Hayes also serves as a financial planner on the team, supporting the firm's physician-focused client base.

### How does Fident Financial charge for its services?

Fident uses a flat-fee and retainer-based model rather than the traditional assets-under-management percentage. This structure is designed for physicians early in their careers — those with high student-debt burdens and strong income trajectories but limited investable assets. The firm argues that AUM-based fees are misaligned for this demographic, pricing planning around the complexity of the financial situation rather than the size of the portfolio.

### Why does Fident focus specifically on physicians rather than a broader client base?

Wrenne identified a gap where most wealth managers compete for established high-net-worth households, leaving residents and early-career attending physicians underserved during their highest-stakes financial years. Physicians face a compressed timeline of student-loan repayment, loan-forgiveness program elections, disability insurance purchases, and first-attending-contract negotiations. Fident's entire service stack — cash-flow planning, loan optimization, insurance analysis — is built to solve the specific sequence of decisions that occur in the first decade of medical practice.

### Does Fident manage investment portfolios directly?

Yes. For clients who have advanced past the aggressive debt-reduction phase and have accumulated investable assets, Fident offers discretionary portfolio management. The firm constructs evidence-based portfolios using low-cost vehicles. However, much of the early engagement with a client emphasizes debt structuring, insurance protection, and cash-flow planning before portfolio implementation begins.

### What is Fident's relationship to the 'Financial Residency' podcast?

Dan Wrenne is the co-host, alongside San Diego-based fee-only planner Ryan Inman. The podcast serves as an educational platform aimed at physicians, residents, and medical students, covering topics from student-loan strategy to contract negotiation. It operates as an extension of the firm's niche educational content, not as a separate business entity.

### What regulatory or fiduciary standards does Fident operate under?

Wrenne is a NAPFA-registered financial advisor, which requires the firm to adhere to a strict fee-only fiduciary standard — no commissions, no product sales, no kickbacks from recommended insurance or investment products. The firm is also regulated as an investment advisor under state and federal securities laws, with a Form ADV Part 2A available to clients and prospects.

## Related profiles

- [FIDELIS FS](https://altss.com/profile/fidelis-fs-llc)
- [Fiduciary Standard](https://altss.com/profile/fiduciary-standard-llc)

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Last updated: 2026-06-03T20:00:00.000Z

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