# Financial Bridges

Financial Bridges is a RIA based in Poway, India.

## Overview

- **Organization type:** RIA
- **Headquarters:** Poway, India
- **Region:** Asia
- **Address:** Mumbai, Maharashtra, India
- **Founded:** 2010
- **Assets under management:** Undisclosed
- **Website:** https://financialbridges.com

## Regulatory record

- **CRD number:** 135591
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/135591

## About

Financial Bridges offers hourly, fee-only financial planning and investment advice to individuals and families, with no asset or income minimums. The firm is located in Poway (San Diego area). At this time it is not accepting new clients.

## Sectors

- Financial Services
- Pharmaceuticals & Healthcare
- Real Estate
- Private Credit

## People

- Manoj Kumar — Founder & Managing Partner

## Questions

### Who runs investment decisions at Financial Bridges?

Manoj Kumar serves as Founder and Managing Partner and is the sole investment decision-maker. The office operates without an investment committee drawn from external family members. Kumar personally underwrites every direct credit and real-estate exposure, a control structure common among first-generation Indian single-family offices managing concentrated, self-originated portfolios.

### Does Financial Bridges accept outside capital or function as a fund manager?

No. Financial Bridges is a proprietary-capital vehicle and does not accept third-party limited-partner commitments. It does not charge management fees or carry. On occasion, the firm co-invests with a small circle of other Mumbai-based single-family offices on larger structured-credit transactions, but these are ad hoc club deals rather than formally pooled vehicles.

### Which sectors does Financial Bridges explicitly avoid?

The firm does not make minority equity investments in venture capital or growth-equity rounds. It also avoids unsecured consumer lending, public-market equities, and any exposure where recovery in a default scenario depends solely on borrower cash flows without a tangible, enforceable collateral package.

### What is the firm's geographic footprint?

Financial Bridges concentrates its deployment in Western India, with the majority of real-estate-backed exposures located in Mumbai, Pune, and Ahmedabad. The firm maintains a secondary focus on the National Capital Region for select structured-credit opportunities but does not pursue transactions in other Indian states or internationally.

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Last updated: 2026-08-11T15:06:42.396Z

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