# FINTOP Capital

FINTOP Capital is a Venture Capital based in Nashville, United States.

## Overview

- **Organization type:** Venture Capital
- **Headquarters:** Nashville, United States
- **Region:** North America
- **Address:** Nashville, TN, United States
- **Founded:** 2016
- **Assets under management:** Undisclosed
- **Website:** www.fintopcapital.com
- **LinkedIn:** https://www.linkedin.com/company/fintop-capital

## Regulatory record

- **CRD number:** 290858
- **SEC file number:** 802-112258
- **Registration status:** Registered
- **Reports private funds:** Yes
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/290858

## About

FINTOP is a fintech-focused venture capital firm. Its team consists of operators and entrepreneurs that previously built, scaled, and sold fintechs. The firm cites proprietary playbooks pressure-tested by founding 10 companies and sitting on 80+ boards, and a strategic investor network of about 100 banks with $1.3T in combined assets and other financial services companies.

## Sectors

- FinTech
- Enterprise Software
- InsurTech
- Private Credit
- Payments
- WealthTech
- RegTech

## People

- Adam Aspes — Partner
- George Cecil — Director, Data & Analytics
- Colleen Flynn — Director, Marketing
- Chris Haley — Venture Partner
- Max Haskin — Principal
- Rick Holton — Co-Founder
- Matt Kelley — Director, FINTOP Network
- Rick Kushel — Managing Partner
- Eric Kwong — Director, Finance/Ops
- Paige Linker — Executive Assistant
- Joe Maxwell — Managing Partner
- Jim McKelvey — Partner
- John Philpott — Partner
- Brittani Roberts — Director
- Tommaso Simone — Associate
- Chrissy Whitty — Associate
- Jared Winegrad — Partner
- Cooper Winrich — Associate
- Ryan Zacharia — Partner

## Questions

### Who runs investment decisions at FINTOP Capital?

FINTOP is led by a partnership of former fintech founders and operators. The firm's website states its team includes managing partners, partners, and principals, but it does not publicly name the individuals holding those roles on its materials, making the precise decision-making structure opaque from open sources.

### How does FINTOP source proprietary deal flow?

FINTOP sources deal flow primarily through a strategic network of approximately 100 bank limited partners and other financial services companies that together hold over $1.3 trillion in assets, according to the firm's website. These LPs serve as both a distribution channel and an origination funnel, surfacing companies that address real operational pain points inside regulated financial institutions.

### Does FINTOP participate in fund commitments or only direct deals?

Available materials indicate FINTOP invests directly into operating companies rather than acting as a fund-of-funds. The firm describes co-investment and direct equity activity across early-stage to late-stage venture, without mention of making commitments into other venture funds.

### What investment stages does FINTOP typically target?

FINTOP deploys across the lifecycle of B2B fintech companies — from seed and start-up through expansion and late-stage venture — according to its stated strategy. The firm does not publicly disclose a minimum check size or stage-specific allocation breakdown.

### Which sectors does FINTOP explicitly avoid?

FINTOP focuses exclusively on B2B fintech and does not indicate activity in consumer-facing financial technology, biotechnology, hard tech, or traditional non-financial industries. The firm's published materials do not list explicit negative screens beyond that concentrated sector mandate.

### How is FINTOP's bank network integrated into portfolio value creation?

The firm describes a high-engagement model in which its strategic bank LPs — roughly 100 institutions with $1.3 trillion in combined assets — act as pilot partners, distribution channels, and domain-expert references for portfolio companies. FINTOP also runs an annual summit and a dedicated network function to sustain connectivity between its portfolio leaders and those financial institutions.

## Related profiles

- [FinTLV Ventures](https://altss.com/profile/fintlv-ventures)
- [FinTrek Capital](https://altss.com/profile/fintrek-capital)

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Last updated: 2026-08-11T15:06:42.396Z

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