# First Pacific Financial

First Pacific Financial is a Bank / Wealth / Trust based in Vancouver, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Vancouver, United States
- **Region:** North America
- **Address:** 610 Esther St, Suite 100, Vancouver, WA 98660, United States
- **Founded:** 2016
- **Assets under management:** Undisclosed
- **Website:** fp-financial.com
- **LinkedIn:** https://www.linkedin.com/company/first-pacific-1

## Regulatory record

- **CRD number:** 284736
- **SEC file number:** 801-108251
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/284736

## About

First Pacific Financial operates from its headquarters in Vancouver, Washington, as a registered investment adviser built on a fiduciary, fee-only model. The firm's public face is Ryan Oldroyd, a certified financial planner and CPA, signaling a practice grounded in both investment management and personal tax strategy. The firm targets high-net-worth individuals, business owners, and trusts, weaving together retirement income planning and risk management into its core offering. The firm's strategy centers on 'Total Wealth Management,' which it defines as the integration of investments, tax planning, insurance analysis, and estate considerations. Beyond traditional asset management, First Pacific explicitly offers socially responsible investing mandates and charitable giving strategies, including donor-advised fund guidance. The firm's geographic reach extends along the West Coast, with operational offices in Vancouver, Portland, Seattle, Bellevue, and Juneau, giving it a concentrated presence in the Pacific Northwest and Alaska. The advisory practice lists a multi-city team but does not disclose total AUM, total client count, or total professionals. The structural differentiator is a hybrid of CPA-driven tax architecture and values-based screening, positioning the firm not as a pure asset gatherer but as a planner who starts with a client's tax return and charitable intent before touching an investment policy statement. This makes the practice resemble an advanced planning group for individuals with complex tax profiles and explicit impact goals more than a conventional wealth manager.

## Sectors

- Wealth Management

## Offices

- Portland, OR
- Seattle, WA
- Bellevue, WA
- Juneau, AK

## People

- Ryan Oldroyd — CFP, CPA/PFS

## Questions

### Is First Pacific Financial a fiduciary?

Yes. First Pacific Financial emphasizes its status as a fee-only, fiduciary CFP advisory firm. This means the firm is legally obligated to put client interests ahead of its own and does not earn commissions on product sales, a posture it uses to differentiate from broker-dealer models.

### How does First Pacific Financial integrate tax strategy into its investment advice?

The firm's leadership includes a CPA with the Personal Financial Specialist (PFS) credential, which signals that tax return preparation and proactive tax planning sit alongside portfolio management, not as an outsourced afterthought. Its public materials describe tax planning as a core pillar of the 'Total Wealth Management' framework.

### Does First Pacific Financial offer values-based or ESG investing?

First Pacific explicitly lists 'Socially Responsible Investing' and 'Value Exploration' among its services. The firm describes a process of aligning client finances with personal values, guiding clients 'beyond conventional ideas about what’s important' to build portfolios that reflect specific social or environmental impact goals.

### What is the firm's geographic footprint?

First Pacific Financial operates five offices across the Pacific Northwest and Alaska. The locations include its Vancouver, Washington headquarters, a Portland office, a Seattle office, a Bellevue office, and a Juneau, Alaska office, providing physical coverage from northern Oregon to southeast Alaska.

### Who makes investment decisions at First Pacific Financial?

The firm does not publicly detail a standalone investment committee beyond its named CFP professionals. Ryan Oldroyd, a CFP and CPA/PFS, is the most prominent credentialed figure associated with the firm's investment and planning decisions based on current public materials.

## Related profiles

- [First National Advisers](https://altss.com/profile/first-national-advisers)
- [Firstrock Capital](https://altss.com/profile/firstrock-capital)

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Last updated: 2026-08-11T02:43:31.692Z

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