# Foster & Wood

Foster & Wood is a Bank / Wealth / Trust based in Lake Oswego, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Lake Oswego, United States
- **Region:** North America
- **Address:** 5 Centerpointe Drive, Suite 400, Lake Oswego, OR 97035, United States
- **Assets under management:** Undisclosed
- **Website:** fosterandwood.com

## Regulatory record

- **CRD number:** 165362
- **SEC file number:** 801-120625
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/165362

## About

Foster & Wood is an SEC-registered investment adviser in Lake Oswego, OR, registered since 2021. The firm manages $219 million in assets, $155 million on a discretionary basis. It has 3 employees and 3 investment advisers.

## People

- David Foster — CERTIFIED FINANCIAL PLANNER®
- Tim Wood — AIF®

## Questions

### What is Foster & Wood's fiduciary posture, and how does it differ from a broker-dealer?

Foster & Wood operates entirely as a fiduciary. The firm does not sell commissioned products or earn revenue from transaction-based compensation. On the retirement-plan side, it will accept full 3(38) investment fiduciary responsibility, meaning it takes discretionary authority over plan assets rather than simply recommending changes a sponsor must approve. That legal obligation to place client interests first is the core of the firm's marketed identity.

### Does Foster & Wood manage pooled employer plans or only single-employer retirement structures?

The firm explicitly markets Pooled Employer Plans (PEPs) alongside standard single-employer retirement plan services. Tim Wood leads the retirement-plan practice and promotes PEPs as a vehicle for employers seeking to reduce administrative burden while providing a fiduciary-managed plan to their employees.

## Related profiles

- [McMillion Capital Management](https://altss.com/profile/mcmillion-capital-management)
- [Gallatin & Company](https://altss.com/profile/gallatin-and-company)

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Last updated: 2026-06-03T20:00:00.000Z

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