# Fubon Life Insurance

Fubon Life Insurance is an Insurance based in Taipei, Taiwan.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Taipei, Taiwan
- **Region:** Asia
- **Address:** Taipei, Taiwan
- **Founded:** 1988
- **Assets under management:** Undisclosed
- **Website:** fubon.com
- **LinkedIn:** https://www.linkedin.com/company/fubon-life-insurance-co-ltd

## Regulatory record

- **Reports private funds:** No

## About

Fubon Life Insurance is a subsidiary of Fubon Financial Holdings. It offers a range of financial, insurance, and wealth management services. Its product portfolio is comprehensive and diversified.

## Sectors

- Real Estate
- Financial Services
- Venture Capital
- Private Equity
- Infrastructure
- Luxury

## People

- Richard M. Tsai — Chairman, Fubon Financial Holding Co., Ltd.
- Daniel M. Tsai — Chairman, Fubon Group
- Chris Tsai (Cherng-Ru Tsai) — Vice Chairman, Fubon Life

## Questions

### How does Fubon Life deploy its general-account capital?

The insurer allocates across commercial real estate, venture capital, and multi-asset strategies. Real estate is the most visible allocation — Fubon Life directly owns several London trophy assets including the Madame Tussauds building, Bow Bells House, and Cannon Place, acquired during a concentrated buying period between 2014 and 2018. The firm also runs venture capital strategies targeting early-stage companies and operates domestic vehicles including Fubon No. 1 REIT and the Fubon Dual Core Strategy Multi-Asset Fund.

### What distinguishes Fubon Life's real estate strategy from peer Asian insurers?

Most Asian life insurers allocate heavily to domestic sovereign bonds and regional real estate. Fubon Life stands out for its direct, concentrated ownership of landmark City of London commercial properties — an allocation that intensified from 2014 onward as the firm sought yield diversification away from low-rate Taiwanese government bonds. This direct-ownership posture, rather than investing through commingled funds, gives Fubon Life full control over asset management and disposition timing.

### How is the Tsai family wealth structured across the different entities?

The Tsai family controls Fubon Group, which in turn controls Fubon Financial Holding — the listed parent of Fubon Life Insurance, Fubon Bank, and Fubon Securities. Richard Tsai chairs the financial holding company, while Daniel Tsai chairs Fubon Group. The insurance entity, Fubon Life, is a regulated subsidiary whose investable assets are general-account policyholder funds rather than family personal wealth, but the Tsai family's controlling position gives them strategic direction over how those assets are deployed.

### Does Fubon Life manage third-party capital or only its own general account?

Fubon Life invests its own general-account assets, funded by policyholder premiums. It does not operate as a third-party asset manager raising external institutional capital. However, related entities within Fubon Financial Holding — including Fubon Asset Management and Fubon Securities — do manage external capital across mutual funds, discretionary mandates, and securities brokerage.

### What is Fubon Life's venture capital approach?

The firm targets early-stage venture capital allocations through direct investments and fund commitments. The strategy sits alongside real estate and multi-asset allocations within the general account, with sector focus areas including technology and financial services — sectors that align with Fubon Group's broader fintech and digital-banking initiatives across Greater China.

## Related profiles

- [Fubon Hyundai Life Insurance](https://altss.com/profile/fubon-hyundai-life-insurance)
- [Fubon Property & Casualty Insurance](https://altss.com/profile/fubon-property-casualty-insurance)

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Last updated: 2026-06-03T20:00:00.000Z

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